You are correct. The benefit is usually a state income tax credit or deduction up to a certain amount per year.
As long as the withdrawals are used for qualified education expenses, it doesn't matter which state plan the funds are in at withdrawal time. The reason for this is that 529s are covered under federal law, not state law.
There are different investments and fees in the various state plans, so you might consider moving assets from one state to another if you like the investments and fees better in one versus the other.
Some states also have maximums on how much can be invested, although the maximums are pretty high. But if you're planning on covering five years at Harvard that could be a consideration as well.
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"At times the world can seem an unfriendly and sinister place, but believe us when we say there is much more good in it than bad. All you have to do is look hard enough, and what might seem to be a series of unfortunate events, may in fact be the first steps of a journey." Violet Baudelaire.
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