Thanks everyone. Last night we decided that the best way to approach the issues of account (for now) is to open a joint chequing account where both paychecks will be deposited into and keep our separate account where x% of each of our pay will be deposited into for "spending money". . . .
Your separate accounts can still be joint without changing the mechanics of how you actually use them. (ie. you are the only one with the checkbook for one of the accounts and he has the only checkbook for the other). This could make some difference in the event that something happens to one of you. In the case of the joint account, the survivor has a slightly easier path to getting at the money in that account.