Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Old 11-04-2010, 08:07 PM   #21
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Dawg52's Avatar
 
Join Date: Feb 2005
Location: Central MS/Orange Beach, AL
Posts: 7,440
Last time I commented on my portfolio, I was basically told I should keep my mouth shut. So..............no comment.
__________________

__________________
Retired 3/31/2007@52
Full time wuss.......
Dawg52 is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 11-04-2010, 08:09 PM   #22
Moderator
Alan's Avatar
 
Join Date: Jul 2005
Location: Eee Bah Gum
Posts: 21,132
Quote:
Originally Posted by RonBoyd View Post
And to Jinx it further.

We are, also, at an all-time high... and we have done absolutely nothing to our portfolio since early 2007 -- no additions, no subtractions, no rebalancing... nothing.
Same here. Since April '09 we are up 44%.

We did re-balance to our target AA which meant buying more equities plus we have been in the accumulation phase so plenty of additional money going in. That includes this year - although we RE'ed end of January, I did get 2 full months of pay, plus money for unclaimed vacation plus an unexpected 20% bonus (of 2009's salary) and an unexpected inheritance.

The rubber meets the road in January when we start the "de-cumulation" phase.
__________________

__________________
Retired in Jan, 2010 at 55, moved to England in May 2016
Now it's adventure before dementia
Alan is offline   Reply With Quote
Old 11-04-2010, 08:13 PM   #23
Moderator Emeritus
 
Join Date: May 2007
Posts: 11,044
DW's IRA, the only account we haven't touched since 2007, has reached a new all-time high today.

Our overall portfolio though is several times higher than it was in 2007 thanks to new contributions and a nice IRR. Now, I really jinxed it.
__________________
FIREd is offline   Reply With Quote
Old 11-04-2010, 09:05 PM   #24
Full time employment: Posting here.
Birdie Num Nums's Avatar
 
Join Date: Mar 2010
Location: Seattle-ish
Posts: 777
Here on the West Coast, as I was following the financial news from when I awoke to about 11:00 a.m., it looked like it was gonna be a banner day, and that I too would reach an all-time high, if things held steady until the markets closed. (I did!) Yet, when I went out to seize the day before noon, I found myself still reluctant to "eat out" for lunch while at a "food court" reading a book. When I got home, I softly kicked myself for not yet eating that week-old apple I saw still sitting atop my bedroom TV. All this due, I suppose, to that frugal gene I have that got me to where I am FI today.

Now, tonight, after I saw that the markets did in fact do very well, and I am at a "high," I am considering letting my "frugal hair down" tomorrows, and letting my "freak flag fly." If you know what I mean.
__________________
Birdie Num Nums is offline   Reply With Quote
Old 11-04-2010, 09:17 PM   #25
Administrator
Gumby's Avatar
 
Join Date: Apr 2006
Posts: 10,156
Quote:
Originally Posted by Birdie Num Nums View Post
I am considering letting my "frugal hair down" tomorrows, and letting my "freak flag fly." If you know what I mean.
You're going to throw out the apple?
__________________
Living an analog life in the Digital Age.
Gumby is offline   Reply With Quote
Old 11-04-2010, 09:19 PM   #26
Administrator
W2R's Avatar
 
Join Date: Jan 2007
Location: New Orleans
Posts: 38,934
Quote:
Originally Posted by Birdie Num Nums View Post
Now, tonight, after I saw that the markets did in fact do very well, and I am at a "high," I am considering letting my "frugal hair down" tomorrows, and letting my "freak flag fly." If you know what I mean.
I hesitate to guess!!
__________________
Already we are boldly launched upon the deep; but soon we shall be lost in its unshored, harbourless immensities.

- - H. Melville, 1851
W2R is online now   Reply With Quote
Old 11-04-2010, 09:24 PM   #27
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
audreyh1's Avatar
 
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 16,514
Wow - didn't take long for the animal spirits to come out of the closet around here!

Where is that wood knocking emoticon again?

Audrey
__________________
Well, I thought I was retired. But it seems that now I'm working as a travel agent instead!
audreyh1 is online now   Reply With Quote
Old 11-04-2010, 09:24 PM   #28
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
dex's Avatar
 
Join Date: Oct 2003
Posts: 5,105
Quote:
Originally Posted by Birdie Num Nums View Post
Now, tonight, after I saw that the markets did in fact do very well, and I am at a "high," I am considering letting my "frugal hair down" tomorrows, and letting my "freak flag fly." If you know what I mean.
This is outside the Bollinger Bands also.

The top must be in.
__________________
Sometimes death is not as tragic as not knowing how to live. This man knew how to live--and how to make others glad they were living. - Jack Benny at Nat King Cole's funeral
dex is offline   Reply With Quote
Old 11-04-2010, 09:24 PM   #29
Full time employment: Posting here.
Birdie Num Nums's Avatar
 
Join Date: Mar 2010
Location: Seattle-ish
Posts: 777
Quote:
Originally Posted by Gumby View Post
You're going to throw out the apple?
Too funny!
__________________
Birdie Num Nums is offline   Reply With Quote
Old 11-04-2010, 09:35 PM   #30
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
FinanceDude's Avatar
 
Join Date: Aug 2006
Posts: 12,484
I thought dex was 100% in cash..either he is unhappy, or the best market timer on Earth..........
__________________
Consult with your own advisor or representative. My thoughts should not be construed as investment advice. Past performance is no guarantee of future results (love that one).......:)


This Thread is USELESS without pics.........:)
FinanceDude is offline   Reply With Quote
Old 11-04-2010, 10:45 PM   #31
Moderator Emeritus
Nords's Avatar
 
Join Date: Dec 2002
Location: Oahu
Posts: 26,619
Quote:
Originally Posted by NW-Bound View Post
That reminded me I got about 2% of my stocks on covered calls, and "sadly" they are getting deeper in the money and will be called from me any day now, as they are Nov calls. That will drive my stock AA lower.
We call that "rebalancing". It neatly removes most of the angst and drama from the decision.

Quote:
Originally Posted by Dawg52 View Post
Last time I commented on my portfolio, I was basically told I should keep my mouth shut. So..............no comment.
... and have another med?

Quote:
Originally Posted by Gumby View Post
You're going to throw out the apple?
I think she's going to compost it.
__________________
*
*

The book written on E-R.org, "The Military Guide to Financial Independence and Retirement", on sale now! For more info see "About Me" in my profile.
I don't spend much time here anymore, so please send me a PM. Thanks.
Nords is offline   Reply With Quote
Old 11-05-2010, 05:38 AM   #32
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
RonBoyd's Avatar
 
Join Date: Dec 2007
Location: Denver, Colorado
Posts: 5,280
Quote:
Originally Posted by NW-Bound View Post
I believe that if one put all into Wellesley, it would do that, if one reinvested all dividends. I have been watching, and have said this before: Uncle Mick is onto something.

Anyway, I just wonder, without "subtraction", what do you live on?
Actually, our Portfolio is spread out among 20 ETFs/MFs and I simply ignored all the noise from/on Wall Street.

Well, I had removed what I estimated to be two years "living expenses" in April 2007. We spent less and, to be honest, are getting extremely close to needing to replenish. (On the other hand, we have way too much stuff and perhaps now is the time to sell off some of the clutter.) Social Security has helped, of course.

Nevertheless, my point was that using a Warren Buffet-style "Holding Period" strategy got us through a rough period with no bruising. Of course, the key (I'm guessing) was in putting a lot of thought into the intitial choice of investments.
__________________
"It's tough to make predictions, especially when it involves the future." ~Attributed to many
"In theory, there is no difference between theory and practice. But, in practice, there is." ~(perhaps by) Yogi Berra
"Those who have knowledge, don't predict. Those who predict, don't have knowledge."~ Lau tzu
RonBoyd is offline   Reply With Quote
Old 11-05-2010, 06:16 AM   #33
Thinks s/he gets paid by the post
 
Join Date: Mar 2009
Location: Pittsburgh, PA suburbs
Posts: 1,769
I am still off my late '07-early '08 high. I am thinking of shifting some accounts around, though, due to the recent rally and moving them over to Vanguard for the Admiral shares.
__________________
WhoDaresWins is offline   Reply With Quote
Old 11-05-2010, 06:47 AM   #34
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Feb 2007
Posts: 5,072
We are close to it.
__________________
chinaco is offline   Reply With Quote
Old 11-05-2010, 06:55 AM   #35
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jun 2005
Posts: 8,626
Quote:
Originally Posted by dex View Post
This is outside the Bollinger Bands also.

The top must be in.
The top will be in when you start a thread "I'm going 100% stocks."
__________________
LOL! is offline   Reply With Quote
Old 11-05-2010, 07:40 AM   #36
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
donheff's Avatar
 
Join Date: Feb 2006
Location: Washington, DC
Posts: 8,646
Quote:
Originally Posted by Nords View Post
Man, I was afraid of this.

We're still far out of 2007 bubble territory, but our portfolio has crossed a tad above its "take some off the table" line and we've continued to hold on for the ride. When you guys get like this I should probably sell something just from reflex.

Guess I'll try to sell some more covered-call options tomorrow. We haven't been exercised yet, although our small-cap value ETF is above the February strike. Our Berskhire shares are still firmly in out-of-the-money territory.
+1 I was just looking at my taxable accounts and wondering if I should sell off my 2011 withdrawal now. Or at least sell half of it. Dex still has me worrying - what goes up comes down
__________________
Every man is, or hopes to be, an Idler. -- Samuel Johnson
donheff is offline   Reply With Quote
Old 11-05-2010, 08:26 AM   #37
Moderator
MichaelB's Avatar
 
Join Date: Jan 2008
Location: Rocky Inlets
Posts: 24,487
How do people know what their all time high was - and how often do folks update their portfolio value? I only know my past YE numbers.

Our portfolio + cash is now marginally above YE 07 after three years of hefty withdrawals. Since we're had deflation since then, I guess that makes us even better off. Sure doesn't feel like it.

More importantly, looking forward I can't say that our portfolio has better odds of sustaining us. Animal spirits as indeed alive again - so it's best to make sure one is not eaten by a predator.
__________________
MichaelB is offline   Reply With Quote
Old 11-05-2010, 08:30 AM   #38
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
audreyh1's Avatar
 
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 16,514
I have the historical data in Quicken.

But I also have the number saved in my portfolio rebalancing spreadsheet. That's something I did in 2007 when things kept going up and up. That should have been a clear sign to me that we were approaching the top.

That and all W2R's "wheeeeees".

Audrey
__________________
Well, I thought I was retired. But it seems that now I'm working as a travel agent instead!
audreyh1 is online now   Reply With Quote
Old 11-05-2010, 08:43 AM   #39
Thinks s/he gets paid by the post
 
Join Date: Jul 2003
Location: Pasadena CA
Posts: 2,695
Now exceeded YE07 high. Just keep annual figures except for current year. Have been withdrawing a small amount from IRAs since retiring in March 08, mostly live off pension. My annual rebalancing is scheduled for Jan, maybe I should move that up to now? My fixed assets are now 37.5% and their target level is 40%, not that big a difference, but I guess if I don't rebalance then buy & hold indexing willn't be effective as a system.
__________________
T.S. Eliot:
Old men ought to be explorers
yakers is offline   Reply With Quote
Old 11-05-2010, 08:52 AM   #40
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
HFWR's Avatar
 
Join Date: May 2005
Location: Lawn chair in Texas
Posts: 12,964
Quote:
Originally Posted by LOL! View Post
The top will be in when you start a thread "I'm going 100% stocks."
Just a couple of months ago, we were waiting for "the death of equities" headlines...
__________________

__________________
Have Funds, Will Retire

...not doing anything of true substance...
HFWR is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
How far from your all-time high are you? David1961 FIRE and Money 105 04-11-2010 02:28 PM
Something positive: Charitable giving at an all time high REWahoo Other topics 0 06-25-2007 05:59 PM
Oil tops $75, but still not an all time high, am I crazy? laurence FIRE and Money 17 07-09-2006 12:40 PM
U.S. Life Expectancy Hits All-Time High MJ FIRE and Money 1 12-08-2005 03:37 PM

 

 
All times are GMT -6. The time now is 10:35 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.