Are you Financially Distructive?

[mickeyd]

http://www.bankrate.com/nltrack/news.../20020318a.asp

Clever little 6 question quiz for you today. Not difficult, however it does make you think a little bit about the specifics in each Q.

[lazygood4nothinbum]

apparently i am a responsible, wise & savvy shopper who knows how to enjoy life with some pretty smart moves. good for me!

[peggy]

Apparently, they don't like that I don't read the T&C of my credit cards. Since I pay my bill in full each month, on or before the due date thanks to online transfers, I only ever get charged a fee for foreign transactions.

Is there any reason I *should* read the T*C? (Genuinely curious, here.)

[sailor]

Quote:

Originally Posted by peggy Is there any reason I *should* read the T*C? (Genuinely curious, here.)

I read it when I wanted to make sure what is covered by their rental car insurance policy.
I still ended up calling them and requested a copy of the policy.
Also Amex has a nice "double the warranty" benefit, I've succesfully used two times in the past,
and I wouldn't know about it without reading the fine print.
Another thing I hope my family will never need to use it, but I mentioned to DW if I ever croak in a plane crash to check the life insurance on the credit card used to pay for the tickets.

[SteveR]

Got a perfect score...but had to lie to do it...I don't take loans on cars, I pay my CC bill in full each month...I use my Credit Union's Bill pay program and not the credit card's program, my next house will be paid in cash, I don't need to borrow money and I don't give out personal information. Otherwise, I am a smart shopper.