Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
atm's suck
Old 10-22-2006, 02:05 PM   #1
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jul 2005
Posts: 5,408
atm's suck

Well used an atm at the local bank last week. tried to take out 500.00 bucks. the atm made the sound like it was dispensing and then displayed unable to complete transaction at this time.

my wife tried a different card and it worked so i tried mine again and bingo it worked.

only problem is 2 charges on my statement... bank is having an investigation but somehow i got a bad feeling about this out come. ill keep you all posted.
__________________

__________________
mathjak107 is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Re: atm's suck
Old 10-22-2006, 02:45 PM   #2
Thinks s/he gets paid by the post
Outtahere's Avatar
 
Join Date: Sep 2005
Posts: 1,677
Re: atm's suck

I withdrew $100 from an ATM, it only gave me $80, I called the bank, they did the investigation and gave me the credit to my account. They will be able to tell when they reconcile the machine and it comes up over what it should have.
__________________

__________________

Dogs aren't our whole lives, but they make our lives whole. - Roger Caras
Outtahere is offline   Reply With Quote
Re: atm's suck
Old 10-22-2006, 03:28 PM   #3
Full time employment: Posting here.
MikeD's Avatar
 
Join Date: Apr 2003
Location: Leesburg, VA
Posts: 805
Re: atm's suck

While my wife and I were in the Bank of America branch getting our signatures guarenteed for our trusts we overheard the ATM technician explaining a problem with their ATM to the branch manager. It seems the ATM was a new kind that scans the deposit when it takes it in. Apparently the rollers that sucked in the deposit were sticky and the ATM was spitting out what ever had been deposited last to each new depositee. Only a few people had complained about getting extra free cash.

I resolved never to deposit cash into an ATM.

Mike D.
__________________
I just want to celebrate another day of livin'
I just want to celebrate another day of life

- R. Earth
MikeD is offline   Reply With Quote
Re: atm's suck
Old 10-23-2006, 09:15 AM   #4
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
mickeyd's Avatar
 
Join Date: Apr 2004
Location: South Texas~29N/98W
Posts: 5,881
Re: atm's suck

I only use the ATM about once a month or so as my spending is about 99% credit card or debit card. I have never made a depost via the ATM but I would be reluctant to dump a bunch of my cash into a box and hope that it would all be properly credited to my account. I guess Mike D. agrees with me.
__________________
Part-Owner of Texas

Outside of a dog, a book is man's best friend. Inside of a dog, it's too dark to read. Groucho Marx

In dire need of: faster horses, younger woman, older whiskey, more money.
mickeyd is offline   Reply With Quote
Re: atm's suck
Old 10-23-2006, 03:02 PM   #5
Full time employment: Posting here.
Arif's Avatar
 
Join Date: Jun 2005
Posts: 761
Re: atm's suck

Math,
That has happened a lot here in Panama. My mom used her B of A card at a HSBC atm and the machine said it was unable to complete the transaction. When she got home and logged onto her account they had withdrawn the money even though she did not recieve it. She called HSBC and they said she needed to call her bank to fix it. That advise seemed strange considering it was their atm that took the money. Well, she contacted B of A and they corrected the mistake within a few days.
That scenario would suck if you tried to take out your $500 for an emergency. That happened to my cousin here and it took them 2 weeks to fix it.
__________________
You take the blue pill - the story ends, you wake up in your bed and believe whatever you want to believe. You take the red pill - you stay in Wonderland and I show you how deep the rabbit-hole goes.
Arif is offline   Reply With Quote
Re: atm's suck
Old 10-23-2006, 08:37 PM   #6
Thinks s/he gets paid by the post
 
Join Date: Mar 2004
Posts: 2,083
Re: atm's suck

I rarely use ATMs but when I did I have never had a problem. When I went to Thailand last year, I had to depend on them for my room and board and again had no problems. Now I am going to Thailand this November and other bordering countries for at least 6 months and hope my positive ATM experience continues. To play it safe, I will only use ATMs at banks while they are still open, no 7 eleven or weekend withdrawals for me. I hate to have my debit card get swallowed by a machine with noone to retrieve it for me.
__________________
I look to the present moment because that's where I live my life.
MJ is offline   Reply With Quote
Re: atm's suck
Old 10-23-2006, 09:23 PM   #7
Moderator Emeritus
Khan's Avatar
 
Join Date: Aug 2006
Location: Pine Island, Florida
Posts: 6,868
Send a message via AIM to Khan
Re: atm's suck

I do most of my cash withdrawals at the grocery store.
__________________
"Knowin' no one nowhere's gonna miss us when we're gone..."
Khan is offline   Reply With Quote
Re: atm's suck
Old 10-23-2006, 09:29 PM   #8
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
youbet's Avatar
 
Join Date: Mar 2005
Location: Chicago
Posts: 9,965
Re: atm's suck

Quote:
Originally Posted by Khan
I do most of my cash withdrawals at the grocery store.
Are you actually armed when you do it? Or do you just fake it by putting your hand in your jacket pocket so it looks like you have a gun?
__________________
"I wasn't born blue blood. I was born blue-collar." John Wort Hannam
youbet is offline   Reply With Quote
Re: atm's suck
Old 10-24-2006, 05:42 AM   #9
Full time employment: Posting here.
 
Join Date: Nov 2003
Posts: 926
Re: atm's suck

Quote:
Originally Posted by youbet
Are you actually armed when you do it? Or do you just fake it by putting your hand in your jacket pocket so it looks like you have a gun?
__________________
Some of us have pretty stories, about good friends, good times and noodle salad.
Mr._johngalt is offline   Reply With Quote
Re: atm's suck
Old 10-24-2006, 08:04 AM   #10
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
HFWR's Avatar
 
Join Date: May 2005
Location: Lawn chair in Texas
Posts: 12,964
Re: atm's suck

"Ok, mother sticker, this is a f*** up! Get your a$$ in the air before I blow your hands off!!"
__________________
Have Funds, Will Retire

...not doing anything of true substance...
HFWR is offline   Reply With Quote
Re: atm's suck
Old 10-24-2006, 09:11 AM   #11
Thinks s/he gets paid by the post
 
Join Date: Jun 2005
Posts: 4,005
Re: atm's suck

I deposit cash frequently into my local ATM. Occasionally $1000's at a time. Just flash the amount of cash in front of the camera before you put it into the envelope. That way the camera won't lie later, unless they "lose" the surveillance footage from the ATM. I figure I can negotiate my money back into my account if needed at a later date.

My ATM deposit goes into a sealed envelope, then into a lockbox in the ATM. No dispensing mechanisms exist to get a deposit back out of the ATM. There's no guarantee that a crooked bank teller wouldn't rip you off at the bank.

Out of hundreds of deposits that I have made at the ATM, I have never had a problem.
__________________
justin is offline   Reply With Quote
Re: atm's suck
Old 10-24-2006, 09:16 AM   #12
Full time employment: Posting here.
 
Join Date: Mar 2005
Posts: 699
Re: atm's suck

Quote:
Originally Posted by justin
I deposit cash frequently into my local ATM. Occasionally $1000's at a time. Just flash the amount of cash in front of the camera before you put it into the envelope. That way the camera won't lie later, unless they "lose" the surveillance footage from the ATM. I figure I can negotiate my money back into my account if needed at a later date.
My bank's ATM counts the cash you give it, and then tells you how much it thinks you put in for verification. If you think it counted wrong, you can cancel the deposit. Have never needed to cancel, though. Some of the ATMs take coins, as well.

__________________
bpp is offline   Reply With Quote
Re: atm's suck
Old 10-24-2006, 11:19 AM   #13
Full time employment: Posting here.
Patrick's Avatar
 
Join Date: Mar 2005
Location: Northern, Florida
Posts: 925
Re: atm's suck

Quote:
Originally Posted by vagabond
To play it safe, I will only use ATMs at banks while they are still open, no 7 eleven or weekend withdrawals for me. I hate to have my debit card get swallowed by a machine with noone to retrieve it for me.
You might want to check on the bank's policy first. I had my card eaten by and ATM at a bank branch (my bank) while it was still open. Went in to get them to retrieve it for me. The said they can't do it, they have to wait for the "armored car" guys who work on the ATMs to come out and get it. I ordered a new one that was mailed to me and the "eaten" one was destroyed after the "armored car" guys finally came out to work on the machine.
__________________
Retired in 2006 at age 49.

"Who among us is smart enough to learn from the mistakes of others?" - Voltaire
Patrick is offline   Reply With Quote
Re: atm's suck
Old 10-24-2006, 08:48 PM   #14
Thinks s/he gets paid by the post
 
Join Date: Mar 2004
Posts: 2,083
Re: atm's suck

Quote:
Originally Posted by Patrick
You might want to check on the bank's policy first. I had my card eaten by and ATM at a bank branch (my bank) while it was still open. Went in to get them to retrieve it for me. The said they can't do it, they have to wait for the "armored car" guys who work on the ATMs to come out and get it. I ordered a new one that was mailed to me and the "eaten" one was destroyed after the "armored car" guys finally came out to work on the machine.
My bank does not have any branch overseas so I will be withdrawing the cash from local banks with ATMs so bank policy wont help unless I do my homework and only withdraw from banks with policies that will be helpful to me. I plan to take 3 different debit cards.
__________________
I look to the present moment because that's where I live my life.
MJ is offline   Reply With Quote
Re: atm's suck
Old 10-25-2006, 03:13 AM   #15
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jul 2005
Posts: 5,408
Re: atm's suck

saga ends,, got reimbursed yesterday for the machines error
__________________

__________________
mathjak107 is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Financial "gurus" who don't suck nun FIRE and Money 48 09-01-2006 10:57 PM
Out of the blue expenses suck accountingsucks FIRE and Money 64 05-09-2006 01:34 PM
Long URLs suck BristolBane Forum Admin 2 07-13-2005 09:24 AM
The market that goes from suck to blow... soupcxan FIRE and Money 63 03-27-2005 10:03 AM

 

 
All times are GMT -6. The time now is 03:02 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.