Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Auto insurance - considering American Family
Old 08-29-2007, 06:45 PM   #1
Full time employment: Posting here.
 
Join Date: Dec 2006
Posts: 509
Auto insurance - considering American Family

Just moved two states away and have to get a new insurance agent because my auto and homeowners cannot be transferred. I've been with State Farm for 14 years, but would prefer a local agent and am considering American Family Insurance.

Does anybody have experience with American Family... especially for large claims?
__________________

__________________
Peaceful_Warrior is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 08-29-2007, 07:16 PM   #2
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Feb 2007
Posts: 5,072
I do not have experience with American Family. I would suggest that you look at their financial strength ratings and try to get information on complaints. Do they pay claims! Check with your state insurance commissioner (web site).

I just shopped all of my P&C policies. What got me moving was the poor practices of a couple of the Big P&C companies (one of which I have).
I am going with on carrier and saved 22% on my annual premium. I also got more features on the policies (covers more risks), the company has a higher financial rating, and a better track record in terms of less complaints by customers.

I am very pleased.
__________________

__________________
chinaco is offline   Reply With Quote
Old 08-29-2007, 08:03 PM   #3
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
brewer12345's Avatar
 
Join Date: Mar 2003
Posts: 16,391
They should be OK, but make sure you shop around first. Most state insurance commissioners will list complaints per 1000 policyholders on their website.

If you can afford it, I hear nothing but good stuff about Amica.
__________________
"There are three kinds of men. The one that learns by reading. The few who learn by observation. The rest have to pee on the electric fence for themselves."



- Will Rogers
brewer12345 is offline   Reply With Quote
Old 08-29-2007, 11:18 PM   #4
Full time employment: Posting here.
 
Join Date: Dec 2006
Posts: 509
Quote:
Originally Posted by brewer12345 View Post
They should be OK, but make sure you shop around first. Most state insurance commissioners will list complaints per 1000 policyholders on their website.

If you can afford it, I hear nothing but good stuff about Amica.
THanks for hte tip on the state insurance commissioners office... checked it out.

Just tried Amica's online quote system... looks like they are about 100% more than AFI and 80% or so more than State Farm.
__________________
Peaceful_Warrior is offline   Reply With Quote
Old 08-30-2007, 06:50 AM   #5
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
brewer12345's Avatar
 
Join Date: Mar 2003
Posts: 16,391
Quote:
Originally Posted by Peaceful_Warrior View Post
Just tried Amica's online quote system... looks like they are about 100% more than AFI and 80% or so more than State Farm.
Can you tell they don't compete on price?
__________________
"There are three kinds of men. The one that learns by reading. The few who learn by observation. The rest have to pee on the electric fence for themselves."



- Will Rogers
brewer12345 is offline   Reply With Quote
Old 08-30-2007, 11:46 AM   #6
Full time employment: Posting here.
 
Join Date: Dec 2006
Posts: 509
Quote:
Originally Posted by brewer12345 View Post
Can you tell they don't compete on price?
I can definitely see that. Of course, I don't file small claims so I really am only concerned with catastrophic, totals, and huge liability lawsuits... which may make the extra premiums worth it for the insurance that my insurance will actually insure!
__________________
Peaceful_Warrior is offline   Reply With Quote
Old 08-30-2007, 03:14 PM   #7
Recycles dryer sheets
 
Join Date: Aug 2003
Posts: 474
Are you ex-military? Get USAA.
__________________
bongo2 is offline   Reply With Quote
Old 08-30-2007, 06:03 PM   #8
Full time employment: Posting here.
 
Join Date: Dec 2006
Posts: 509
Quote:
Originally Posted by bongo2 View Post
Are you ex-military? Get USAA.
I wish! My ex had USAA because her father was in the military... maybe I should have married her just for access to USAA?
__________________
Peaceful_Warrior is offline   Reply With Quote
Old 08-30-2007, 06:10 PM   #9
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
REWahoo's Avatar
 
Join Date: Jun 2002
Location: Texas Hill Country
Posts: 42,134
Quote:
Originally Posted by Peaceful_Warrior View Post
I wish! My ex had USAA because her father was in the military... maybe I should have married her just for access to USAA?
Did you lose USAA in the divorce, too? Man, she musta had a pit bull for a lawyer!
__________________
Numbers is hard

When I hit 70, it hit back

Retired in 2005 at age 58, no pension
REWahoo is offline   Reply With Quote
Old 08-30-2007, 06:14 PM   #10
Full time employment: Posting here.
 
Join Date: Dec 2006
Posts: 509
Quote:
Originally Posted by REWahoo View Post
Did you lose USAA in the divorce, too? Man, she musta had a pit bull for a lawyer!
Fortunately never married her... but maybe I shoulda!

Though I'm not sure I'd save in insurance premiums enough to cover losing half my assets...
__________________
Peaceful_Warrior is offline   Reply With Quote
Old 08-31-2007, 10:09 AM   #11
Recycles dryer sheets
 
Join Date: Jun 2007
Posts: 359
Agree with the other poster who pointed out that the high end insurance companies such as Amica, Chubb, Eire, etc. do not compete on price but rather on better service.

Check out JD POwers ratings and comments on the web, I think you'll find that many/most of the "household name" insurance companies who compete on price have lots of dissatisfied customers once it comes time to make a claim...
__________________

__________________
FinanceGeek is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Auto insurance policy modhatter Other topics 3 04-04-2007 09:09 AM
Family and Holidays Leonidas Other topics 15 12-22-2006 08:57 AM
American Medical Security Health Insurance mark500 Life after FIRE 1 06-01-2006 08:48 PM
Bad news insurance bill Martha FIRE and Money 6 05-08-2006 10:37 AM
Need Help with Auto Insurance Info KB FIRE and Money 9 08-17-2004 01:33 PM

 

 
All times are GMT -6. The time now is 12:44 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.