Back to the USA...
My father had a collapsed lung, (complications from smoking) so I had to make an emergency trip back to the US. He's out of the hospital now, but still weak.
Hanging around the hospital gave me a lot of time to reflect... My folks are in their 70s and have had a pretty good life. Dad ERd at 60 and has greatly enjoyed his leisure time. I treated him to a cruise trip a few years back and we had a ball. Mom is a home body - travel to her is walking out to the front porch.
I know SWR is debated at length here and I am not about to resurrect that debate. What I am starting to realize is that one can be too "safe" and under spend in the early -read healthy- years of ER. I'm conservative with money, but this has been an eye opener for me. I'm going to do the things I want today, because I have no idea about tomorrow. Yeah, I'll still budget, but I'm not going to wring my hands about being a thou or two over budget, if the expenditure is for something I REALLY want to do.
When I lie on my death bed, I'm not going to think "If only I had kept my SWR to 3.2%, my net worth would now be..."