Originally Posted by Texarkandy
It's not the CTR's that end up on some Fed's desk ... thousands of CTR's get filed daily .... it's the SAR that the bank generates without your knowledge if/when you appear to be withdrawing or attempting to deposit/withdraw cash in such a manner so as to avoid the filing of a CTR.
CTR's only get pulled & looked at if they are already looking at you for something.
Most US Attorney Offices have at least a monthly meeting with reps from various of the Federal LE agencies to review SAR's generated within their judicial district.
SAR's are something new to me - back in the day it was all CTRs. It makes sense to have a different form for suspicious activity though, as I recall going to a school put on by FINCEN that included something about schooling banks that they could file CTRs on suspicious activity below the $10,000 threshold.
I am surprised it goes through the USAs though - figured since FINCEN was Treasury thing it would stay in house, or go to the DEA or
ICE - can't remember which was designated as the designated agency for money laundering.
Whatever - in the case instant it still doesn't matter unless the OP has some issues he/she isn't telling us about that would make him pop up as interesting
for other reasons. And still my advice is don't do it in cash, for a host of reasons.