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Old 05-29-2014, 05:05 PM   #21
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Originally Posted by dvalley View Post
@aja888 he hasn't eaten any small animals or children yet so I'm not absolutely positive he has Akita in him In all seriousness though he's just a mix and that's how the shelter listed him so that's what I'm going to stick with
I'd go with an insurance company which does not have restrictions on certain breeds or breed mixes.

Since you have had a DNA test done and were informed by those people that your dog contains some akita ancestry, that's apparently the way it is, like it or not.

I never like to be anything other than 100% truthful when I'm buying liability insurance. Withholding the outcome of the DNA test to qualify for insurance would probably be easy to do. But if your dog did somehow became involved in an incident which resulted in civil or criminal legal action and the DNA test results, and your knowledge of them, came out, that might give the insurance company a way to wiggle out of covering you.

Buy your insurance from a company where you do not have to "forget" to mention the results of the DNA test you had done.

The next time you acquire a dog and you don't want to know the ancestry, don't have a DNA test done!

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Old 05-29-2014, 05:27 PM   #22
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A friend has a dog that bit a woman. She sued, his homeowners paid... then non-renewed them. He was unable to find any insurer that would cover anything related to his dog and was advised to get a separate policy just for dog liability. He did - through Lloyds of London. That allowed him to get State Farm insurance for everything else homeowner related.

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Old 05-29-2014, 08:30 PM   #23
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Wow, I don't recall any questions at all when I got my umbrella. Hmmm, maybe just some basics, like no business being conducted, and no dangerous hobbies like sky-diving, but since those types of questions are so basic, I guess I wouldn't remember if they were asked or not.

Is that because I had home, and all cars insured with the same company (State Farm) for 20+ years?


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