Re: Builder Filed Chapter 7
OK, so they can get a discharge in a chapter 7.
Was any notice sent to file a claim? Generally no notice is sent unless it appears that there are going to be assets for creditors. If you do get a claim form at some point, you will have to estimate your damages. You will want to talk with a lawyer at that point.
I would try to avoid paying for the fridge and say that you are offsetting the cost against your damages.
There are several possible entities that may try to collect from you. It could be that no-one will try because little money is involved. It could be that the debtors claimed the money you owe them exempt. If exempt, the debtors could try to collect. If not exempt, the trustee may try to collect. In any event, I suggest dragging your feet and refusing to pay because you have a damage claim that you are offsetting against what you owe them. If they get really determined, you will want to talk to a lawyer.
No more lawyer stuff, no more political stuff, so no more CYA