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01-15-2008, 09:01 AM
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#1
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Recycles dryer sheets
Join Date: Mar 2006
Posts: 194
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classic car insurance
Just wondering if anybody out here has auto insurance on classic cars. If you do I was hoping you would share the company name. Thanks
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01-15-2008, 09:23 AM
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#2
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Full time employment: Posting here.
Join Date: Dec 2003
Location: San Carlos, CA
Posts: 634
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I use Hagerty. They do require that you have a 'normal' car for everyday use, and that your classic is kept in a locked garage.
Unfortunately I had to claim when one of my cars was damaged beyond economic repair. They settled at the agreed value quickly and without any hassle.
Highly recommended.
Peter
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01-15-2008, 09:34 AM
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#3
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Recycles dryer sheets
Join Date: Mar 2006
Posts: 194
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Thanks! These two cars are very pampered, kept under lock and key and driven only when the sun shines.
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01-15-2008, 09:38 AM
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#4
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Dryer sheet wannabe
Join Date: May 2007
Posts: 18
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I have used JC Taylor classic insurance for over 20 years for my 59 Studebaker Hawk. I have never filed a claim but have no complaints with them.
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01-15-2008, 09:43 AM
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#5
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Recycles dryer sheets
Join Date: Apr 2006
Location: Hardscrabble Texas
Posts: 372
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I also use Hagerty on my classic. I've never had a claim, but have heard good things from friends that have. It's a great way to save some money on old cars driven mainly for pleasure, shows, events, etc. If you live in a state that allows you to register as an antique you can cut costs more. My plates (registration) cost $50 for 5 years.
__________________
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01-15-2008, 11:22 AM
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#6
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Recycles dryer sheets
Join Date: Jun 2007
Posts: 316
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I'm in Canada, so maybe it doesn't apply but ING has something called a "silver wheels" program. I pay about $130 per year full appraised replacement coverage. It's a bit more if you have heavily modified the drivetrain. You need to provide a certified appraisal every 3 yrs (If I remember right). You can only use the car for shows, cruising, or transport to and from the car wash or places that perform work on the car. So if you get in an accident with the back seat full of groceries you'll have some explaining to do. The car must be over 25 yrs old, and no drivers under 25 yrs old are allowed to drive it.
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01-15-2008, 11:29 AM
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#7
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Thinks s/he gets paid by the post
Join Date: Oct 2004
Location: LaLa Land
Posts: 4,698
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I also use Hagerty for my 73 SS chevelle. No problems but also no claims.
Ins. companies are always better at receiving than giving.
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01-15-2008, 11:59 AM
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#8
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Recycles dryer sheets
Join Date: Jan 2008
Location: Corona
Posts: 59
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Hagerty ......
Hagerty for me too, I have had as many three cars insured there down to 2 now, never had any claims but I am satisfied with the rates and the customer service has always been top notch.
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01-16-2008, 08:18 AM
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#9
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Recycles dryer sheets
Join Date: Nov 2005
Location: Lost State of Franklin
Posts: 422
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JC Taylor for me for 30+ years, currently have 3 cars on their policy. I have heard good things about Hagerty also.
Jeb
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01-17-2008, 08:21 PM
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#10
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Aug 2004
Location: Laurel, MD
Posts: 8,309
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I have American Hobbyist. I also got quotes from Haggerty and Grundy. They were all very reasonable....can't remember why I chose AH.
whoops....just noticed American Hobbyist is the AGENCY. The insurance company is American Reliable Insurance (aka Assurant Specialty Property)
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01-17-2008, 09:27 PM
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#11
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Recycles dryer sheets
Join Date: Mar 2007
Posts: 121
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Have sunny day policy thru State Farm on 2 of my classics. Allows 2500 miles per year. $95 for each.
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01-17-2008, 09:46 PM
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#12
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Recycles dryer sheets
Join Date: May 2007
Posts: 344
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Hagerty for me too. if you have a "project" or not clearly classsic collectable be sure to submit best possible photos when they ask. I have one low mileage mid 80's vette and it needed special acceptance. Also an older project car wasnt deemed collectible by them.
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