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Cool Handís car meets deer both lose badly..
Old 05-21-2019, 05:22 AM   #1
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Cool Handís car meets deer both lose badly..

1) DS is fine.
2) Did you know?

Pennsylvania had the second highest rate of car accidents involving deer in the country last year. Pennsylvanians have a one in 70 chance of being involved in a deer-related accident. There were 141,000 Pennsylvania deer-crash insurance claims reported from July 1, 2017, through June 2018

11:30 PM the phone wakes us up it is Cool Hand.. he is about a mile away and he tells the sleepy Mrs. ďI hit a deerĒ. He was on the way to gym. Yes Cool Hand sleeps late and keeps odd hours (5 As and a C+ this semester lets keep things in prospective.). We dress, are out the door and find him in ten minutes. The car is still in the middle of the road, flashers on. I force the drivers door open and pull it to the side of the road. He must have hit pretty hard the front fender has shifted, the headlight is pointing the wrong way and there is fluid leaking. The deer is nearby taking its final rest. The police arrive and tell us if you can drive it home no police report is needed -just report it to your insurer. I tell my son ďyou know nothing good happens after midnightĒ. This morning Iíll will apologize.. that 14 year old, 140,000 mile Honda CRV was my reliable buddy for 8 years. Then itís college life- 4 years for the daughter and 2 years for the Cool Hand. I know silly -an inanimate object. We had hoped it would get him through his last 2 years in undergraduate school. In truth I was always expecting some kind of a catastrophic final breakdown call. The Mrs said that car owes us nothing...

The old car is sitting in the street Iím sure it is Ďtotaledí. Book Value will be minimal - $500 deductible. Iím guessing anything running is worth 3 grand so maybe ill see $2,000. Iím not sure how to get rid of it? Maybe the insurance company will take care of that?

Now we need to find him something.. My first 5 months of retirement have been interesting: New Boiler, termites, another bulge ($7,000) in the stucco..and now a car -thats life I guess -no complaints.

What do you think? Craigs list, EBay, Toyota or Honda Dealership. I dont want anything too new- it will be a parking lot queen much of the time. i do want reliability.

Your ideas will be appreciated...
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Cool Handís car meets deer both lose badly..
Old 05-21-2019, 05:53 AM   #2
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Cool Handís car meets deer both lose badly..

The old gal looks deceptively good eh?

IMG_0040.jpg
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Old 05-21-2019, 05:53 AM   #3
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Ray,

Glad that your son is unscathed; sad for the deer. When I lived in Maine (for 10 years) I used to go out looking for Moose, but somehow never saw one. Definitely did not want to meet one on the highway at night. It's weight and high center of gravity too often means death to all involved.

I had a (new) Subaru Forester (AWD) for 10 years and put 253,000 miles on it, before turning it over to some friends as their "city car". It was the most reliable and safest car I ever owned. I made sure that I never skimped on the tire quality. Lots of Mainers own them for their performance on snow, ice, and heavy rain.

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Cool Handís car meets deer both lose badly..
Old 05-21-2019, 05:54 AM   #4
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Cool Handís car meets deer both lose badly..

A car with a book value of $3,000 doesnt need much damage to be totaled. Note the fluid and fender door alignment?
IMG_0041.jpg
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Old 05-21-2019, 06:03 AM   #5
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Just curious why you would NOT want a police report? Given the hour, I would want the report confirming a deer was hit to show 100% to the insurance company that this was not alcohol related.

ETA - Glad he is safe.
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Old 05-21-2019, 06:05 AM   #6
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I guess its so common that it is a cost do insuring in Penn.. we have pictures of the deer. PS with a young driver we donít want an accident on his record do we? Things could get dicey $$$ then.
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Old 05-21-2019, 06:07 AM   #7
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Are you kidding me? That looks fine. I would have that fixed and keep driving it. Heck, I'm thinking about making you an offer.
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Old 05-21-2019, 06:07 AM   #8
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Better to bend steel than break bones

You are not alone.

We have five children. All of them wrecked cars. I was one of five; all of us wrecked cars, too. Some more than once.

Too bad for the deer, but there's a reason deer don't win Nobel Prizes: they don't have opposable thumbs with which to hold the prize money! Ha ha!

No, seriously, deer are flighty and unpredictable. You can be as alert as you want, but if the deer decides to bolt across the road you are in the hands of Fate. Mercifully, Cool Hand is okay and your only challenge now is to find a replacement ride.

Have you considered Hyundai? I know some folks who, over the past dozen years, have had excellent experience with both their sedans and small SUVs. They (the cars, not the folks) inexpensive and demonstrate good reliability, handling & mileage.

Again, glad your son is fine. Also, I've used the same line, "Nothing good happens after midnight". I'd heard it said by (NFL coach) Tony Dungy and it sounded like great fatherly advice.
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Old 05-21-2019, 06:50 AM   #9
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Are you kidding me? That looks fine. I would have that fixed and keep driving it. Heck, I'm thinking about making you an offer.
Looks fine to me too. If it is still drive-able, have a shop give you a quote to fix it, or drive to CarMax and sell it to them.
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Old 05-21-2019, 07:01 AM   #10
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Looks fine to me too. If it is still drive-able, have a shop give you a quote to fix it, or drive to CarMax and sell it to them.
I agree. I would definitely get a quote. Not sure why you donít want to claim that on insurance. If youíre not sure, call your insurance company and ask if there is a penalty in a deer hit. Maybe itís a no fault thing and you just have to pay deductible. If you need a police report, you can still get one. They have a record of coming out.

If you just donít want to bother, I would Craigslist the car. Someone who works on cars might pick that up and fix it well enough to drive it.

What fluid is leaking? Washer fluid
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Old 05-21-2019, 07:02 AM   #11
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If you go through your Insurance company, expect the value of repairs to total the car. The insurance company then owns it and will take it. Many decades ago I bought back a totaled car for 10% or 15% of the book value. When totaled, the title is marked as a salvage title, and to register it again for driving requires an inspection and sign off by a police officer that the car had been repaired enough to be legally operable.
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Old 05-21-2019, 07:17 AM   #12
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What fluid is leaking? Washer fluid
That was my guess.
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Old 05-21-2019, 07:19 AM   #13
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I would get it fixed. It is not about finances. It is about repairing a reliable daily driver. Just avoid insurance repair shops. They have unnecessarily high costs. Maybe advertise on craigslist for a low cost repair guy. Force Cool Hand to drive it for a few more years.
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Old 05-21-2019, 07:23 AM   #14
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If the police responded there must be some kind of bare minimum police report showing that they came to the scene and advised you to go home with the car, case closed (so they saw no evidence of driver impairment), so that must be available if you need it. And sounds like you will report it to insurance if asking whether insurance will take the wrecked car away for you.

It will be interesting to see if your insurance will go up, but hopefully not--DH backed into a very expensive car a few years ago and our insurance did not increase.

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?...

We have five children. All of them wrecked cars. I was one of five; all of us wrecked cars, too. Some more than once.

....
When our son was 5, someone told us each of his 4 sons wrecked a car as a teenager, and that boys do that. We scoffed. 11 years later, boom, our son wrecked a car a few months after getting his license. Our DD's car was totaled while it was parked--she still has a wreck due her at 40.
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Old 05-21-2019, 07:51 AM   #15
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Glad CH is ok.
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Old 05-21-2019, 08:27 AM   #16
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Glad your son is OK. I hit a deer at 60 mph in Montana at dusk during a road trip - it SUCKED. Especially having to continue to drive home to MN.

Make sure he gets behind the wheel quickly - "getting back on the horse after you've been thrown" is important. Otherwise it can impair his ability to drive for a while; I know I was really shaky the next day, but needed to get home, so...
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Old 05-21-2019, 08:48 AM   #17
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Ray--
Glad your son is OK. Both of our kids totaled our old cars too!
If car is not repairable, personally, I would look for a used Toyota or Honda.
Our first couple years of retirement have seen the unexpected expenses crop up, also. that's what the contingency plan is for. Luckily, things have quieted down and we are building cash reserves back up.......
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Old 05-21-2019, 08:51 AM   #18
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Glad your son is OK. I hit a deer at 60 mph in Montana at dusk during a road trip - it SUCKED. Especially having to continue to drive home to MN.

Make sure he gets behind the wheel quickly - "getting back on the horse after you've been thrown" is important. Otherwise it can impair his ability to drive for a while; I know I was really shaky the next day, but needed to get home, so...
Plus 1.

Many years ago I was a young analyst with a small mgmt consulting company and had a car accident with the president of the company on board, just a few blocks from the rental agency (in downtown Philadelphia). We were just starting a trip to northern New Jersey, for a major proposal presentation to the old AT&T Long Lines corp. offices and I was driving.

I hit a parked car (long story) and really banged up the bumper and hood of the car. I was shaken (especially because the accident was sudden, violent, and caused the boss to spill his entire giant cup of Sprite soda on his lap!) To his credit, and my enduring appreciation, he asked me if I was okay. I was. Then he said, "you need to keep driving now. Trust me". I was skeptical, but he was right. After a few dozen miles on the highway I was confident again and the boss's crotch dried completely before we arrived in Bedminster.

By the way, I made the proposal and we won the business. As a result you can thank me for the first ever national charge ($.50) for a directory assistance call, back in the 80s. :-)

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Old 05-21-2019, 08:57 AM   #19
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Glad your son is fine. When my son totaled our car we bought it back from the insurance and he drove it another 2 years.
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Old 05-21-2019, 09:14 AM   #20
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Ten years ago when our daughter was getting her license we met with our insurance agent. She said that you should not swerve to avoid a deer or other animal. If you hit an animal it is comes under your Comprehensive coverage (small or zero deductible, no "dings" to your driving record). If you swerve and go into a ditch or a hit light pole it is a collision (higher deductible, may increase your rates or incur points).

I had not known this before, but I still think about it when I'm driving on rural roads in the evening or night.
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