Join Early Retirement Today
Thread Tools Search this Thread Display Modes
Credit Reports
Old 01-04-2007, 08:27 PM   #1
Full time employment: Posting here.
DRiP Guy's Avatar
Join Date: Nov 2006
Posts: 548
Credit Reports

I am sure I am preaching to the choir, but just wanted to mention (since I had not seen it so far) that this is a good time to start your free annual credit reporting.

Most of you already know how and have done it, but you may have ordered all three at the same time. I prefer to order them one at a time, rotating vendors every four months, so that all reports through the year are free, but I still stay in touch with any possible activity.

Watch out for screens that try to sell you extra stuff -- you can almost see the grimaces on the face of the corporate vampires as they see you trying to traipse through their site without incurring any charges. They may have to do it, but they don't have to make it easy, and they are apparently allowed to spam you while you do it. It is worth the effort to keep on top of it. I saw a 'hard hit' from Penn Fed related to my recent CD purchase decision. Seems weird that they should check my credit when I am giving them money, but hey, what do I know

DRiP Guy is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Re: Credit Reports
Old 01-05-2007, 10:19 AM   #2
Full time employment: Posting here.
CCdaCE's Avatar
Join Date: Apr 2006
Posts: 887
Re: Credit Reports

Then they can bombard you with screen you for pre-qualified credit card offers?


"There's those thinkin' more or less, less is more, but if less is more, how you keepin' score?
It means for every point you make, your level drops. Kinda like you're startin' from the top..." "Society" - Eddie Vedder
CCdaCE is offline   Reply With Quote
Re: Credit Reports
Old 01-05-2007, 09:16 PM   #3
Thinks s/he gets paid by the post
Join Date: Sep 2006
Posts: 1,617
Re: Credit Reports

I get a copy from all three agencies on a quarterly basis with my FICO score through a credit reporting agency. It cost me about 9 dollars per month but is worth it for me since I was a victim of fraud
Corporateburnout is offline   Reply With Quote
Re: Credit Reports
Old 01-06-2007, 09:07 AM   #4
Thinks s/he gets paid by the post
Join Date: Jun 2004
Location: No. California
Posts: 1,685
Re: Credit Reports

Here is the site to opt out of prescreened offers.
KB is offline   Reply With Quote
Re: Credit Reports
Old 01-06-2007, 09:37 AM   #5
Thinks s/he gets paid by the post
Goonie's Avatar
Join Date: Oct 2006
Location: North-Central Illinois
Posts: 3,200
Re: Credit Reports

Originally Posted by KB
Here is the site to opt out of prescreened offers.
Thanks for the link, KB. I've had the 800 # (but was too darn lazy to use it ), but was going to look for the dot-com saved me the effort.
Goonie is offline   Reply With Quote
Re: Credit Reports
Old 01-06-2007, 04:19 PM   #6
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
mickeyd's Avatar
Join Date: Apr 2004
Location: South Texas~29N/98W
Posts: 6,240
Re: Credit Reports

Just make sure not to use These guys do a lot of advertising, but are not

Part-Owner of Texas

Outside of a dog, a book is man's best friend. Inside of a dog, it's too dark to read. Groucho Marx

In dire need of: faster horses, younger woman, older whiskey, more money.
mickeyd is offline   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Free Credit Reports Mandate From the Government ShokWaveRider FIRE and Money 16 07-12-2005 02:01 PM
Free Credit Reports flipstress Other topics 6 04-27-2005 06:58 PM
Free Credit Reports Cut-Throat Other topics 18 03-16-2005 02:37 PM
Credit Qs on PBHG's annual report (31 Mar 04) Nords FIRE and Money 1 07-28-2004 05:02 AM
Credit Reports--FREE mickeyd Other topics 3 06-13-2004 11:30 AM

» Quick Links

All times are GMT -6. The time now is 05:29 PM.
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2019, vBulletin Solutions, Inc.