Update: The "Reason"
Here is the email we each received. TL
R the bank "could not verify your identity." Yet...to read the email, I had to enter SSN, DOB, and Zip Code, so we must've provided correct info.
Just bizaare. Since I don't care to incur any more hard-inquiry dings on our credit, I won't apply for a Walmart CC again. The few extra dollars are not worth it.
Synchrony Bank has received your request for a WALMART credit account.
To protect your identity, we checked credit bureau information and other data sources to verify
information on your application. These databases may include, but are not limited to, public records,
phone directories, or social security databases. We checked the following items of information:
Social Security Number
Phone
Address
Additionally, our customer service agent might have also asked you questions to verify your identity.
Regretfully, based on results of these checks, we are unable to confirm your identity with enough
confidence to approve your application at this time.
Thank you for your application. If you have any questions on this letter or our decision to decline your
application, please write us at the address below: