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Old 04-30-2014, 07:22 AM   #21
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Yes I saw the news item of the Forbes article. While I don't want to hijack this great thread, it was totally ridiculous. I really hope that it gets overturned on appeal.
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Old 04-30-2014, 07:26 AM   #22
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In 2000-2001 I used to frequent the 'Early Retirement' board over at the Motley Fool. I was working for a start-up telecommunications firm as it descended into bankruptcy and those brief excursions into a community devoted to discussing early retirement was part solace, part fantasy (as my stock options continued to implode), part yearning.

Alas, that board imploded as off-topic, political, and angry, emotion-laden posts became the rule rather than the exception.

A dozen years on I discovered E-R.org. I quickly found it to have all the goodness of that earlier Motley Fool board - actually, quite a lot more, the content here being incredibly rich - without any of the juvenile snarkiness and emotional bullying that is so prevalent on most internet forums. This place truly is a gem in that regard and I would echo the sentiments of others that the moderators here do a terrific job.

I don't post an awful lot. But I spend a lot of time reading the posts of others.

This is a cool place...
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Old 04-30-2014, 08:13 AM   #23
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...How long have you been here, and how does E-R.org fit into your life? Is it a place you come to occasionally to see the latest chat on financial issues, or does it mean more to you than that? How long was it before this place felt like Cheers - or maybe you're not there yet? Perhaps you think we're just a bunch of weird old fuddy-duddies who do that really bizarre thing called saving money, and we merely represent a passing curiosity to you?"...
I don't know how long I've been here but I know it's been five years or more. There's probably a place to find that on User CP but I don't know where.

Come here occasionally to chat when time permits and that varies depending on travel schedule and other commitments. I certainly find useful information here.

Yes, it also means more than that. While I don't contribute enough to be a regular I do feel that I'm beginning to understand who's who. There are certainly several posters here that I've come to respect on financial matters as well as life matters in general.

Beginning to feel like Cheers - I don't feel like Norm but I feel like I've met Norm.

Definitely not fuddy-duddies (although I guess I'm in that category to some). My recommendations to others to read/peruse this web site seem to fall on deaf ears so maybe this is some sort of bizarre place for odd people.

The web site is definitely not a passing curiosity for me. I feel like it will be part of my life for many years.
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Old 04-30-2014, 08:22 AM   #24
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There is nothing like sipping a few cups of early morning coffee and surfing on ERF given all its humor, intellectual pursuits, financial info, and practical advice for living. I joined in 2003, and the forum gave me the courage to accept a voluntary early retirement that mega-corp offered that had to be accepted a few months after my join date. My ER at 54 didn't last long and I went back to work the following year until 2007 when I ER'd again. That too only lasted about a year and then went back to work until 2013 when I retired for good. I took a hiatus from the forum much of the time while I was working as I was always too busy at work to surf, and too tired when at home, thus my post count is low compared to many here. It always amazed me that some on here were prolific posters at work, so they must have had a much more leisurely work life than me. Nevertheless, despite a meager post count, I think I can lay claim to having one of the the longest runs of OMY syndrome, since I didn't retire for good until age 63.
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Old 04-30-2014, 08:23 AM   #25
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Originally Posted by nvestysly View Post
I don't know how long I've been here but I know it's been five years or more.
Definitely more than five...
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Old 04-30-2014, 08:41 AM   #26
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Like many others, I was semi-active, first on usenet (mostly music groups - talk about a free-for-all...), lurked mostly on motley fool, then intercst's RE forum, then left there when it became way too focused on "he who shall not be named"...

In the early 90s, after several years of brokeness, I actually started to accumulate some assets, and thus took an interest in investing and FIRE. Alas, many things didn't work as I envisioned, so still at the yoke, but closing in fast!

Thus, ended up here, for nearly nine years now. Have learned a lot about a lot of things, and hopefully added a teensy-weensy bit of value myself, though many of my 10k+ posts are just wisecracks and one-liners. But I consider not taking life too seriously to be a virtue. Will likely hang around as long as they will let me.

I appreciate the collective wisdom, consider most members as "friends", enjoy the humor, and though I've occasionally incurred the wrath of moderators, generally appreciate the fact that pointless political arguments are quickly relegated to the bit bucket...
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Old 04-30-2014, 08:47 AM   #27
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I've been here since 2007, and visit other forums as well. But this is the only one I visit that is entertaining and informative.
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Old 04-30-2014, 09:45 AM   #28
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I joined a while back, July 03, I used to post more then, when I was working, retired march 2008, much busier now in retirement. Wonderful board. Good people, good moderators and some self policing keep this a clean well lighted place.

Hey! I never got my 10 year pin!!! What kind of place is this anyway?
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Old 04-30-2014, 10:06 AM   #29
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I've been here in one incarnation or another for about 10 years. I started lurking just a few months after starting post-college full time employment back in 2004 and signed up and started posting a year or two later.

I just retired in 2013.

What's neat about my relationship with ER.org is the fact that I started here as soon as I started working and used the forums as a tool to build wealth and keep more wealth throughout my entire career.

I've made a number of connections with posters here, and even met one in real life (Sarah in SC!). There's a few others I hope to bump into in real life one day.

I take breaks from the forums here and there, then I eventually come back and post more. I definitely posted more while I was working. Now that I'm retired, I'm not stuck behind a computer all day, so I do more fun stuff instead of "wasting" time on the internet all day at work.
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Old 04-30-2014, 10:12 AM   #30
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Hey! I never got my 10 year pin!!! What kind of place is this anyway?
It's probably because you did not pay the annual dues after multiple dunning letters. I am surprised that they even let you log in.
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Old 04-30-2014, 10:21 AM   #31
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It's probably because you did not pay the annual dues after multiple dunning letters. I am surprised that they even let you log in.

I've only got 3 years. I probably earned a Three Stooges punch in the face.
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Old 04-30-2014, 10:31 AM   #32
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I finally signed up in 2006 after lurking without logging in for at least a couple of years, likely longer. Finally posted something almost a year later (and have been complaining about my OMY syndrome ever since).

Over the years, I have lurked on many Usenet and web boards over the years; but, this is the only one where I have consistently returned. I have posted more here than everywhere else combined by at least one order of magnitude. This is the one I find myself missing when I have not checked in for a few days.

I rely on you not only for facts but also for insight and analysis of those facts, whether it be related to investing or current events. You also provide my main social interaction on many days, definitely the most enjoyable. Like many here, I am firmly INTJ with an above average IQ if either of those measures are really accurate. The combination just seems to make me socially awkward in most situations but very comfortable here.

In some ways, I feel a bit like those characters from Cheers who were sitting just off camera most of the time, rarely involved in a scene but likely enjoying their evening at the bar.
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Old 04-30-2014, 11:04 AM   #33
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I found this site about a year or so before I joined at the end of last year. I am not much of a "joiner" so it took me a while. For the year and and a half before I retired (beginning of this month!) I read everything I could find about retirement, the financial part, but more importantly the psychological part. How to adapt. What I really wanted to learn from others who had "been there, done that" that were not also trying to sell me something. How did they adapt, what do they do, how do they feel. I think I have gained more information and help from this site than from anywhere else. It helped remove my fear of retirement and I have recommended it to others.

Like others have mentioned I was first interested in the FI and SWR strategies, but then later more interested in the other topics, what people are doing, thinking. This tread is a bit of a pat yourself on the back, but it is well deserved. The moderators do a great job here. There is no place else like it.

Also agree that there is a degree of maturity, intelligence and respect not found elsewhere. There are many people here I have come to admire and respect greatly, even when we have different opinions, and many I would like to meet in person. I am proud to be a member, and hope I won't lower the overall intelligence of the group to too great a degree.

The moderators work hard and deserve a lot, A LOT of thanks.
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Old 04-30-2014, 11:47 AM   #34
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According to my test, I am INFJ. I feel like the odd man out around here!

... but I can play the blues
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Old 04-30-2014, 12:10 PM   #35
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Enjoy this thread. Reading it makes me realize there's a whole lot more to this forum.

I've probably have been snarky or trollish a time or two, but honestly, when writing it comes out that way but not meant.

I'm appreciating how many on this board have become friends or respect the posts of some of the members. When I read a thread I just look at the content. Every now and then someone posts something I find fascinating and I go and look at some of their previous posts, but I don't pursue it farther. Just shows there's a lot more depth here than I realized.

Yesterday looked at a post about a guy 29, NW $6MM, and he was wondering if he should quit his job. I thought it was a no brainer question, but after reading the comments, I realized it wasn't such an easy answer after all. For me, that's what I love about this board, a lot of smart people sounding off on ideas I care about.
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Old 04-30-2014, 12:27 PM   #36
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I joined in March of 2011 after stumbling in here via Firecalc. Nearing my 1,000th post!

I try to check-in daily and usually visit once or twice a day. I've found the discussions and information here quite valuable and has honestly saved me tons of money.

For me, ER-org has become sort of a club with familiar names (faces) who I look forward to hearing from. ("Norm!!") I felt at home enough here to announce my 60th birthday and received a welcoming response.

Imoldernu always has an interesting topic and I can almost predict what certain familiar posters will push back on or take an alternate perspective.

I also enjoy the civilized discussions that don't get hijacked into name calling or negativity. A lot of good, decent people who are often quite helpful.

Kudos to the mods who keep everything in line...they've whacked me a few times and it was well deserved! The whacking made me realize how much I value this forum and don't ever want to get banned!
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Old 04-30-2014, 12:55 PM   #37
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According to my test, I am INFJ. I feel like the odd man out around here!
Three out of 4 is not bad. And we do occasionally make exceptions.
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Old 04-30-2014, 02:57 PM   #38
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...
My questions for you are -

How long have you been here, and how does E-R.org fit into your life? Is it a place you come to occasionally to see the latest chat on financial issues, or does it mean more to you than that? How long was it before this place felt like Cheers - or maybe you're not there yet? ...
Apparently I've been at this since 2006 according to the stuff under my avatar. So that was about 3 years after leaving full time work. As to Cheers, I never got into that TV show so don't know how to respond. Did I miss something?

I really enjoy reading many of the posts here and the variety of views is refreshing. You can be a Boglehead type or a market timer or an all cash person too. Lots of tolerance for variable viewpoints.

There are not so many threads that they flow off page 1 after one day. The number of members seem to be just about right.

Thanks to everyone and especially the moderators for making this such a great forum.
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Old 04-30-2014, 03:09 PM   #39
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I found this site about a year or so before I joined at the end of last year. I am not much of a "joiner" so it took me a while. For the year and and a half before I retired (beginning of this month!) I read everything I could find about retirement, the financial part, but more importantly the psychological part. How to adapt. What I really wanted to learn from others who had "been there, done that" that were not also trying to sell me something. How did they adapt, what do they do, how do they feel. I think I have gained more information and help from this site than from anywhere else. It helped remove my fear of retirement and I have recommended it to others.

Like others have mentioned I was first interested in the FI and SWR strategies, but then later more interested in the other topics, what people are doing, thinking.

...
Explains my situation exactly. I'm not much of a joiner either, so it's a bit surprising I joined here, and even more surprising I post. Must be my obsession with retirement.
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Old 04-30-2014, 03:13 PM   #40
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the content here being incredibly rich - without any of the juvenile snarkiness and emotional bullying that is so prevalent on most internet forums.
True. There are still few bad posts time to time but they get deleted, or closed by mods. It's extremely well moderated forum. Kudos to the moderators for doing their job well!
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