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Ever Receive Unemployment Compensation?
Old 10-02-2009, 03:39 PM   #1
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Ever Receive Unemployment Compensation?

I admit that I have applied for UC a few times in my life. The first time was about 15 years ago and I had to physically present myself to the unemployment folks every 2 weeks in order to get my $.

Now all that you have to do is log on to their web site, advise them that you looked for a job on 5 web sites each week and they send you money. Actually they do not send you money. They send you a Chase debit card and they add $ to the account every 2 weeks. Your tax $$ at work.



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<H4>No more unemployment lines?
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Being jobless isn't pleasant, and neither is trudging down to the unemployment office to claim benefits.
Many states, however, now let you apply online or by phone, making it easier to file an unemployment insurance claim.
A 2005 study showed that half of people who don't apply for benefits didn't because they thought they were ineligible, says Vroman.
But if you're unsure whether or not you'll qualify, it can't hurt to apply, says Paula Brantner, executive director of Workplace Fairness.
Who qualifies?

If you quit, worked part time, were fired for misconduct, or didn't earn enough during a defined period before your job ended, your state may deny benefits.
Qualifying rules vary somewhat from state to state, however.
For instance, "if you're working part time by choice, you probably don't qualify, but in some states (you qualify) if you've been part time because that is all the hours your employer could give you," says Andrew Stettner, deputy director of the National Employment Law Project.
Moreover, if you simply quit, you can't collect -- but some states make exceptions for workers forced to leave their jobs to care for ill family members, he adds.
</H4>Qualifying for unemployment
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Old 10-02-2009, 06:05 PM   #2
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Old 10-02-2009, 06:14 PM   #3
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Yes - 26 years ago - but only for a few months. Now it seems the benefits go on forever.
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Old 10-02-2009, 06:34 PM   #4
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Yes. Some of the best times of my life were during the time I was collecting UI.
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Old 10-02-2009, 06:42 PM   #5
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Early '80s, laid off from engr job, then the whole company went under. Former boss hired me 3 months later at a different firm. In the meantime I collected every 2 weeks; as I recall I had to send in a postcard listing the job search contacts I had made. It was an unsettling experience, but I don't remember feeling guilty about taking the money.
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Old 10-02-2009, 06:48 PM   #6
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Not yet (knock on wood). Now that my wife is working with a secure job, I'm much less afraid of breaking that history than I used to be. At some point I want to do something else with my life anyway, so while I plan to milk a pretty good gig for a while longer, I can also see the bright side of a pink slip now (in our own specific situation).
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Old 10-02-2009, 07:50 PM   #7
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I started working in my early teens, and was never unemployed 'til I ER'd 2 1/2 years ago, so I never collected unemployment comp.

Well, I guess technically I was unemployed for one day....I graduated HS on a Friday, quit a $2.23/hr grocery store job on Saturday, had no employer on Sunday, and started a new $2.24/hr job on Monday......30+ years later I left it!
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Old 10-02-2009, 08:53 PM   #8
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I have to join Ziggy and Goonie as one of those who has never collected any unemployment compensation.
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Old 10-02-2009, 08:56 PM   #9
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I have to join Ziggy and Goonie as one of those who has never collected any unemployment compensation.
Ditto.
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Old 10-02-2009, 09:34 PM   #10
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Uh, let's see, I guess I collected a grand total of 2 months' worth last year. It was the first time had ever seen a dime in my career from UI. If I stay at my current job, I will never see another dime from UI.
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Old 10-03-2009, 06:32 AM   #11
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Early '80s, laid off from engr job, then the whole company went under. Former boss hired me 3 months later at a different firm. In the meantime I collected every 2 weeks; as I recall I had to send in a postcard listing the job search contacts I had made. It was an unsettling experience, but I don't remember feeling guilty about taking the money.
That sounds like my experience. Same time frame too. After that I started self-employment for about 25 years. I have a secure full-time job now, and I may not get to try UI again.
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Old 10-03-2009, 07:19 AM   #12
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No. I never had the opportunity; I was too entrepreneurial during my "w*rk years." I would, however, have gladly accepted if I had needed to. UC was, simply put, an insurance policy that I paid for (wages would have been higher without) but, luckily, never collected on. (and Luck did play a major role here.)
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Old 10-03-2009, 07:30 AM   #13
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If I stay at my current job, I will never see another dime from UI.
That's pretty much how it works.
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Old 10-03-2009, 08:36 AM   #14
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That's pretty much how it works.
No, I meant that I essentially have a job for life at an employer that cannot go out of business if I want to stay where I am.
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Old 10-03-2009, 09:08 AM   #15
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No, I meant that I essentially have a job for life at an employer that cannot go out of business if I want to stay where I am.
Justice Brewer!!!
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Old 10-03-2009, 09:18 AM   #16
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Justice Brewer!!!
Something like that. More like policeman.
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Old 10-03-2009, 09:25 AM   #17
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Something like that. More like policeman.
Oh. Injustice Brewer!!! Or maybe "Special Victims Unit" Brewer...
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Old 10-03-2009, 09:44 AM   #18
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Yes twice, both time I had just got out of the military. The first time it was for about four months the second it was for three. Ironically both times I was just waiting for a background check to be completed before I could get a job.
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Old 10-03-2009, 10:51 PM   #19
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No, have been with the same employer since 1973. Took some time off in Summer while I was still going to college (not qualified for unemployment benefit).

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Old 10-03-2009, 11:03 PM   #20
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Yes... last year... only a couple of months...

Surprised at how long they pay now... up to 18 months and looking at extending it again...

They had one guy on TV who was a construction supervisor... said he got a total of 2 calls for jobs in his 18 months of unemployment....
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