I apologize in advance for writing something cynical, so I'm sorry.
I think you have to be very careful because you will probably end up jumping from Ameriprise to another place that is like Ameriprise. If you take your $150,200 and lose $10,000 to get out and then put your $140,200 at another similar place, you will not have accomplished anything except wasting $10,000. And next year, you might be posting here asking about $130,000 that's left.
So what to do? I think you have to stop and think. Perhaps read some books on investing.
You probably should also learn about inherited IRAs because the rules are tricky. You probably need to take a Required Minimum Distribution every year if you want to minimize taxes and make it last a long time. Otherwise, you will be required to withdraw it all within 5 years.
Anyways, lots to learn and it cannot be done from a few posts on an internet forum. You are going to have to work at this. Think about it this way: How many books would you read and how much learning would you do if someone paid you $10,000?
And .... Welcome to the forum!