 |
Home and Auto Insurance through Costco
12-22-2017, 01:37 PM
|
#1
|
|
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Aug 2011
Location: West of the Mississippi
Posts: 17,262
|
Home and Auto Insurance through Costco
Has anybody used Costco's referred service for Homeowner's and/or Auto insurance? If so, what did you think of it?
__________________
Comparison is the thief of joy
The worst decisions are usually made in times of anger and impatience.
|
|
|
 |
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!
Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!
You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!
|
|
12-22-2017, 02:21 PM
|
#2
|
|
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Mar 2007
Posts: 14,328
|
When I saw the word "Ameriprise", I turned around.
|
|
|
|
|
12-22-2017, 02:33 PM
|
#3
|
|
Moderator Emeritus
Join Date: Apr 2011
Location: Conroe, Texas
Posts: 18,727
|
 Quote:
Originally Posted by travelover
When I saw the word "Ameriprise", I turned around.
|
Where did you see this? ^^^^
__________________
*********Go Yankees!*********
|
|
|
|
|
12-22-2017, 04:19 PM
|
#4
|
|
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Aug 2004
Location: Laurel, MD
Posts: 8,327
|
Quote:
Originally Posted by aja8888
Where did you see this? ^^^^
|
It's all over the Costco webpage!
For nearly two decades, Ameriprise Auto & Home Insurance has been providing Costco members auto, home and umbrella insurance.
I never even knew Ameriprise offered insurance. Probably a lure to enroll in their investment products. Definitely a hard stop for me.
__________________
...with no reasonable expectation for ER, I'm just here auditing the AP class.Retired 8/1/15.
|
|
|
|
|
12-22-2017, 04:53 PM
|
#5
|
|
Moderator Emeritus
Join Date: Apr 2011
Location: Conroe, Texas
Posts: 18,727
|
Quote:
Originally Posted by jazz4cash
It's all over the Costco webpage!
For nearly two decades, Ameriprise Auto & Home Insurance has been providing Costco members auto, home and umbrella insurance.
I never even knew Ameriprise offered insurance. Probably a lure to enroll in their investment products. Definitely a hard stop for me.
|
We joined Costco last year as my prescription plan is using them for my pick ups. I have not seen there web page in a while so I'll check it out. No deal for me either, then.
__________________
*********Go Yankees!*********
|
|
|
|
|
12-22-2017, 04:56 PM
|
#6
|
|
Confused about dryer sheets
Join Date: Oct 2017
Posts: 3
|
I've had the auto insurance for about 4 years. I shop every renewal and Ameriprise always comes in the lowest, by a good margin. Used them recently for a small claim. Super friendly folks on the phone, fast service and absolutely no issues.
Not once have I been solicited for other insurance / investment products by them.
|
|
|
|
|
12-22-2017, 07:35 PM
|
#7
|
|
Recycles dryer sheets
Join Date: Mar 2011
Posts: 220
|
Agreed. I was surprised at the low rates through Costco on our home and auto. I've heard all the negative financial experiences others have had. I'm with them just for the insurance. Here is the breakdown on what we are currently paying:
House: $485k value premium is $433/yr
2013 Honda Accord and 2001 Mazda MPV minivan premium is $548/yr
No one else came close, some were double and I shopped the other big names thoroughly. Do your own due diligence.
|
|
|
|
Home and Auto Insurance through Costco
|
12-24-2017, 10:07 AM
|
#8
|
|
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Aug 2004
Location: Laurel, MD
Posts: 8,327
|
Home and Auto Insurance through Costco
Thanks for 1st hand feedback. Guess I'll have to reconsider my revulsion of the company.
We use BJs Wholesale Club, not Costco and Geico is their affiliate, but I hate Geico too!
__________________
...with no reasonable expectation for ER, I'm just here auditing the AP class.Retired 8/1/15.
|
|
|
|
|
12-24-2017, 10:32 AM
|
#9
|
|
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Aug 2011
Location: West of the Mississippi
Posts: 17,262
|
I have not found any insurance company I am happy with. One that is not to offensive would be OK, I guess. I get the impression that shopping my policy may help keep me from falling into the "this guy doesn't shop his policy so we can raise his rates" group.
OTOH, I am getting some long term discounts and my current insurer, while not great is certainly not among the worst.
__________________
Comparison is the thief of joy
The worst decisions are usually made in times of anger and impatience.
|
|
|
|
|
12-24-2017, 10:40 AM
|
#10
|
|
Full time employment: Posting here.
Join Date: Nov 2012
Location: Dogpatch
Posts: 561
|
Ack, I've been shopping for new insurance this month. I had purchased a policy for home and cars from Allstate, and prepaid for a year. After 3 months they raised the homeowner rate by 20%, and didn't tell me. Since I signed up for autopay, maybe they thought I wouldn't notice when they charged me an extra payment. Scumbags.
|
|
|
|
|
12-25-2017, 03:53 PM
|
#11
|
|
Recycles dryer sheets
Join Date: Dec 2017
Posts: 247
|
Quote:
Originally Posted by sheldon cornped
Agreed. I was surprised at the low rates through Costco on our home and auto. I've heard all the negative financial experiences others have had. I'm with them just for the insurance. Here is the breakdown on what we are currently paying:
House: $485k value premium is $433/yr
2013 Honda Accord and 2001 Mazda MPV minivan premium is $548/yr
No one else came close, some were double and I shopped the other big names thoroughly. Do your own due diligence.
|
Where do you live, those rates are amazing
My house value is $275k and I pay just under $200 a month
My cars are a 2012 Nissan versa and a 2012 jeep Cherokee total per month is $150
I am in Texas and have state farm which is the cheapest I have found but have not tried Costco yet
Thanks
Greg
|
|
|
|
|
12-25-2017, 07:28 PM
|
#12
|
|
Thinks s/he gets paid by the post
Join Date: Apr 2013
Location: Gosport, IN
Posts: 1,218
|
Sheldon cornped is from Oregon which is the lowest cost state for homeowners insurance and near the bottom for auto insurance.
|
|
|
|
12-25-2017, 07:56 PM
|
#13
|
|
Recycles dryer sheets
Join Date: Dec 2017
Posts: 247
|
Quote:
Originally Posted by wmc1000
Sheldon cornped is from Oregon which is the lowest cost state for homeowners insurance and near the bottom for auto insurance.
|
that figures.
|
|
|
|
|
|
Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
|
|
|
| Thread Tools |
|
|
| Display Modes |
 Linear Mode
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
|
» Recent Threads
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
» Quick Links
|
|
|
