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Houston Photo Enforcement: Red light violation
Old 01-12-2010, 02:00 PM   #1
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Houston Photo Enforcement: Red light violation

So I receive my first Photo Enforcement Violation this morning in the mail. It directed me to a website where I can admire my handiwork via photos and video. Both photos and video are amazingly clear, there was absolutely no doubt that I entered the intersection after the light turned red. There is, however, NO picture taken from the front, showing the driver's face (but I'm sure it was me.) Guilty and willing to pay the $75 fine.

One note in the notice bothers me: "Payment is admission of liability."

Does that mean this violation will be in my driving record, accessible to my beloved insurance company? If so, what should I expect as far as percentage premium increase? I am Houston and Geico is my insurer.

Thanks,
Sam
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Old 01-12-2010, 02:04 PM   #2
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Houston Police Department -- Red Light Camera Enforcement Safety FAQs

Quote:
Will I receive any points on my driving record for this violation?
No, this is a civil infraction that is not reported to the Texas Department of Public Safety.
Will my insurance rates be affected?
No, this is a civil infraction that is not reported to any insurance agencies.
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Old 01-12-2010, 02:12 PM   #3
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Sam,

I don't have a clue as to the consequences of your red light incident as far as your insurance rates go. But I did want to say how nice it is to hear someone just admit guilt and step up to the bar to pay his tab. No whining. No con games. What a pleasant variation from the typical cry baby crap we commonly hear from folks these days!
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Old 01-12-2010, 02:36 PM   #4
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Yes, for the most part our members are amazingly high quality people, IMO. Thanks for being one of them, Sam!

In the summer of 1998 I got a speeding ticket on I-10 in St. James Parish. (It was a lovely, sunny Saturday with nobody else on the road, I got carried away and was clocked at something like 74 in a 65mph zone. Law enforcement came out of nowhere. It cost me a small fortune.).

In the fall of 2002, I was talking to my insurance agent and found out that it wasn't even on my record. He checked online and it just wasn't there. That was a surprise.
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Old 01-12-2010, 02:44 PM   #5
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In the fall of 2002, I was talking to my insurance agent and found out that it wasn't even on my record. He checked online and it just wasn't there. That was a surprise.
You didn't do the "Insta-pay" option and pay cash to the cop, did you?
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Old 01-12-2010, 02:48 PM   #6
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You didn't do the "Insta-pay" option and pay cash to the cop, did you?
ROFL!!! Nope, I had to mail a HUGE check ($200? I have forgotten) to St. James Parish within a short period of time. I think the address was written on the back of the ticket.

Edited to add: Hmmm.... you don't suppose? Maybe I was scammed. He did look pretty official and so did his car. Scared me to death.
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Old 01-12-2010, 02:49 PM   #7
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In the summer of 1998 I got a speeding ticket on I-10 in St. James Parish. (It was a lovely, sunny Saturday with nobody else on the road, I got carried away and was clocked at something like 74 in a 65mph zone. Law enforcement came out of nowhere. It cost me a small fortune.).

In the fall of 2002, I was talking to my insurance agent and found out that it wasn't even on my record. He checked online and it just wasn't there. That was a surprise.
Don't minor tickets normally roll off the record after three years? I would be surprised if it was still on your record four years later.
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Old 01-12-2010, 02:53 PM   #8
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Don't minor tickets normally roll off the record after three years? I would be surprised if it was still on your record four years later.
Oh!! Maybe so. The insurance agent seemed to think it would still be there, but then what would he know anyway. He was kind of a doofus.
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Old 01-12-2010, 05:47 PM   #9
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In the summer of 1998 I got a speeding ticket on I-10 in St. James Parish. (It was a lovely, sunny Saturday with nobody else on the road, I got carried away and was clocked at something like 74 in a 65mph zone. Law enforcement came out of nowhere. It cost me a small fortune.).
Groan! I'm going to have some serious issues when I get back to the States with my Mini - 100-110mph average on the Autobahn around here - 75mph seems like watching grass grow....
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Old 01-12-2010, 05:57 PM   #10
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Thanks Ziggy29, for the good news.

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Originally Posted by youbet View Post
But I did want to say how nice it is to hear someone just admit guilt and step up to the bar to pay his tab.
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Yes, for the most part our members are amazingly high quality people, IMO. Thanks for being one of them, Sam!
What else can I do? I was caught!
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Old 01-12-2010, 06:29 PM   #11
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I received one of those photo tickets in the mail also. Fortunately, I was in the DC area and was babysitting my granddaughter and let my DD and DS-in-law borrow my car, so I was not driving. I sent it back stating my DS-in-law was driving and he paid it after they sent it to him. I am planning on checking car ins prices after March of this year, to see if I can get better rates. I was looking at one of the apps an insurance co sent to me and one of the questions was, Have you had any tickets in the last 3 or 5 yrs (can't remember which) and I did not want that ticket on my record.
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Old 01-12-2010, 07:54 PM   #12
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Yeah, I got one where I'm living now a couple years ago, too. Just like Sam, my attitude was "I was caught!" Sometimes it just isn't worth the emotional energy to fight it.
But I sure as shooti'n watch my speed now when I drive... Guess that's the whole idea of the ticket.
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Old 01-12-2010, 08:02 PM   #13
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My wife was once hit by a red-light runner. She was turning left, but after being sure that the light was red, and cars in the opposite direction were slowing down to stop. This guy accelerated, and hit her car in the rear quarter. Her car was totaled. She was scared, but not hurt. The guy drove a big pickup, and had a minor dent on his front bumper.

I strongly suspected that he did it intentionally, because he sued and collected $40K from our insurance for himself and two friends in his huge pickup, for mental anguish, whip lash, etc... etc...

So, automatic cameras at all intersections? Need any new law for that? Where do I sign?
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Old 01-12-2010, 08:31 PM   #14
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So, automatic cameras at all intersections? Need any new law for that? Where do I sign?
Nearly every major intersection in the East Valley has red light cameras these days....
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Old 01-12-2010, 08:32 PM   #15
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Good! My taxmoney at work, eh?
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Old 01-12-2010, 08:37 PM   #16
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Gotta close that budget gap somehow...
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Old 01-12-2010, 08:48 PM   #17
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Alright! Two thumbs up!

You can tell that our, particularly my wife's, attitude changed after that accident. Before that we were somewhat against it. Here's another story.

A few years earlier, my wife got a photo ticket for speeding in Paradise Valley. She swore up and down that she was not speeding. I occasionally speed, but not my wife. She's the most law-abiding citizen I know. She said that she clearly remembered that there was another car passing her at that spot.

Anyway, I went with her to the PV city hall to contest it. What do you know? There was another car in the picture, and they were supposed to throw out any ambiguous photos like that!

So, she was vindicated, and I felt good about not expressing any doubt about her innocence (ok, I did have some doubts but kept it to myself )
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Old 01-12-2010, 09:52 PM   #18
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So, she was vindicated, and I felt good about not expressing any doubt about her innocence (ok, I did have some doubts but kept it to myself )
A smart man indeed!
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Old 01-13-2010, 12:58 AM   #19
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An unintended consequence of red light cameras.

They are fairly new around here and signs are posted at intersections that have them. Since there are < 10 in the city, everybody knows where they are. We also have 7 months of winter with icy roads etc. and usually the city is frugal cheap and only sands the last few yards before the intersection. Result:
  1. Light turns yellow
  2. Driver floors the brake pedal to avoid ticket (which she shouldn't get on yellow)
  3. Yet another rear end collision.
If I wasn't retired, I'd open a body shop at one of these intersections.
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