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Old 10-21-2007, 01:28 PM   #21
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I guess I better get with the program. I write about 12 checks a months. But, never at the grocery store. If I had a pet peeve (just how high school is that?), it would be a person writing out a check at the grocery store. A lot of the time, they don't even take out their checkbook until the order has been completely rung up.
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Old 10-21-2007, 02:25 PM   #22
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16 checks so far this year. That is about 4 more than normal for the year.

Most of my transactions are auto w/d, credit card or cash.
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Old 10-21-2007, 03:37 PM   #23
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Originally Posted by kcowan View Post
They use a different vendor and probably their store checkouts are older technology. They accept debit cards in the store here.
It's probably still on the containership headed this way...
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Old 10-21-2007, 03:43 PM   #24
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About 50-60 for the total year. Kids school lunch money, kids music lessons, kids sports activities tennis, soccer etc... and donations we make. Pretty much any grown up bills are on auto pay.
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Old 10-21-2007, 03:50 PM   #25
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33 so far this year, probably fewer next year.

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Old 10-21-2007, 05:25 PM   #26
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Just checked (erf erf erf) - 120 last year. Not bad considering that nearly all tenants who move out get one. Figure about 4-5 move-outs/month - doesn't seem worthwhile to enter all their data to do an online check to them. Huge fan of auto-pays here - as many as possible run through good ol' PenFed charge card.

sounds like i need some input from YOU when it comes to landlording!!
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Old 10-21-2007, 06:15 PM   #27
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Doesn't anyone just FAX currency anymore?
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Old 10-21-2007, 06:18 PM   #28
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Doesn't anyone just FAX currency anymore?
Unfortunately, faxed cash in Texas is illegal these days.
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Old 10-21-2007, 08:58 PM   #29
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Doesn't anyone just FAX currency anymore?
i musta missed that era
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Old 10-21-2007, 09:42 PM   #30
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It's interesting that Costco permits debit cards at their gas stations but not their checkouts. I'll have to ask about that one next time we're there.
:confused:Really? I use my debit card all the time at Costco; they also accept AmEx. Maybe that's a local decision??
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Old 10-22-2007, 10:42 AM   #31
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27 in the last 12 months. Those are mostly to pay for some zero percent credit cards I had at the time (since expired).
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Old 10-22-2007, 04:02 PM   #32
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I don't know...a lot! DW pretty much is check only, or credit card for gas. I only write a check for one-time-only payments and those so infrequent that it doesn't make sense to set up for bill pay on line. However,...

I just finished grinding through a 12-month rerun of spending to determine my real expenses. One of the things I found, other than that spending is too high, was that checks offer a MUCH better record of spending than on-line payments and debit/credit cards. I downloaded all checking account information to Excel and sorted through it with the help of the checkbook registers. The bank information is not very useful for card transactions, and neither is the credit card which I loaded manually. This problem may start at the retail stores where we make the purchases, but it's difficult to sift through it using what the bank records to my accounts. That said, I still will not be writing more checks. Can't speak for DW, never could.
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Old 10-22-2007, 04:36 PM   #33
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I thought I was pretty low, but I'm at about 50 or so a year the last couple of years, which is pretty high for this group.

12/year child support plus there are 3-4 other checks to the ex- I'll wind up writing for school/extra curriculars we agreed to split, plus 2-3 more I might write on my own for school stuff.

Taxes are next, I won't pay the extra fee to do it by credit card. Texas has a lot of different taxing authorities (3 or 4 checks), and my Virginia taxes come twice a year (house+car * 2).

The only utility I have to pay taxes on is the quarterly garbage bill.

The rest are one-offs for gifts, repairmen that want a check at the time of service, charities that don't have a credit card option, etc.
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Old 10-22-2007, 07:02 PM   #34
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uhhhh....I have been writing them to the tune of 10-15 or more each month....at least until I read this....and then - for the 1st time, I signed up for the free online bill paying option thru my CU....and I must admit that I'm sorry that I didn't do it sooner ....and yet I still have never used an ATM or a check card.....hmmmmm

Gosh....1st I'm judged to be mentally ill for playing the lottery and now this.....by golly, I guess some of us southerners are just slooowwww to learn ....does that mean that I have to give up my ER and that I really can't count my future lottery winnings fer my retirement calculations....aw shucks!!
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Old 10-22-2007, 07:40 PM   #35
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I signed up for the free online bill paying option thru my CU....and I must admit that I'm sorry that I didn't do it sooner
In addition, I recommend having as many bills as possible paid automatically through your credit card.
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Old 10-23-2007, 12:07 AM   #36
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Four. One for property tax, one for the alarm fee and two for State Farm.
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Old 10-23-2007, 12:12 AM   #37
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No checks, strictly cash. Occasionally use a credit card if something costs more than the ATM withdrawal limit, but hate doing so even then. Recurring bills are all on auto-deduct.
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Old 10-23-2007, 09:26 PM   #38
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......and two for State Farm.
I pay State Farm on their website.....that was 3 less checks for me.
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Old 10-23-2007, 09:37 PM   #39
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314 total checks in the past year. 52 of those to my church (one every Sunday) and one per month for everything else (mortgage, HELOC, 2 credit cards, 2 stoozing credit cards, water, gas, oil, electric, newpaper, cable, cell phone, long distance, local phone, life insurance, car insurance, and more).

I recently changed a number of our bills to be paid from the credit card, so the number will go down this coming year.
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Old 10-24-2007, 03:22 PM   #40
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Let's see, 52 to the cleaning lady, being careful to leave the "pay to" section blank so she or a sub-contractor can cash it or so that it can be run thru an off-shore account or whatever. She would prefer cash but I need a record due to possible senior moments.

About six more per month for basic bills. I'm noticing more and more of those bill-paying checks are being run through internet transfers and I don't receive a copy of the cancelled checks. Maybe I do need to invest in a computer system at home.
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