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How many checks do you write in a year?
Old 10-20-2007, 11:42 PM   #1
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How many checks do you write in a year?

I was reading a post on automated investing, and realized that 99% of my PAYMENTS are automated. SO I wondered how many checks I'd written recently...

Well, I only wrote 12 checks in the last 12 months...

I had something like 900 auto debits, debits, and electronic transfers
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Old 10-20-2007, 11:56 PM   #2
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Come to think of it I don't even know where my checks are. I do everything on the internet. So I guess I write "0".
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Old 10-21-2007, 12:27 AM   #3
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Geez, I thought 31 was a low number-- and the vast majority of that has been to local, state, & federal govts.

Our checkwriting dropped dramatically the day our kid opened her own account and I started transferring money electronically.
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Old 10-21-2007, 12:42 AM   #4
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i would say about a dozen, mostly for school activities (pictures, supply fee, etc), and i paid my car insurance by check last week...everything else is online.
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Old 10-21-2007, 02:13 AM   #5
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About a dozen here and curse every time I have to write one or somebody gives me one.
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Old 10-21-2007, 03:55 AM   #6
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Just checked (erf erf erf) - 120 last year. Not bad considering that nearly all tenants who move out get one. Figure about 4-5 move-outs/month - doesn't seem worthwhile to enter all their data to do an online check to them. Huge fan of auto-pays here - as many as possible run through good ol' PenFed charge card.
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Old 10-21-2007, 08:22 AM   #7
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About 9 or so -- Grandkids; otherwise 0. Have several checking accounts but just use them for direct deposit of recurring automatic deposits and then they get drained via electronic transfers (ACH).
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Old 10-21-2007, 10:28 AM   #8
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Totally ZERO! Even if I need to hand a check to someone I have the bank make it out to them and send it to me.
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Old 10-21-2007, 10:43 AM   #9
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16 this year so far; a little higher than average. Recurring stuff is all online, mostly automatic.
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Old 10-21-2007, 10:47 AM   #10
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It drives me totally nuts when I'm in a line at the grocery store and somebody wips out a checkbook . I want to yell "Don't you know about ATM cards " ?
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Old 10-21-2007, 10:49 AM   #11
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I don't know; maybe five...
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Old 10-21-2007, 11:05 AM   #12
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I just counted yesterday before heading out to the hobby shop.......4 up to that point, then 1 at the hobby shop. So the total YTD is 5. The count would have been 2 (license plate renewal and initial payment for LTC policy), but the hobby shop I frequent only takes cash or checks....no plastic. I wrote 4 last year.
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Old 10-21-2007, 11:07 AM   #13
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I probably write about 50+ a year. Most of mine are for rent, when I go to the hairdresser, I always pay for magazine subscriptions by check so I can keep better track of what I have paid for, and all charitable donations I pay by check so when it comes tax time I can easily track what I have done for the year.

I never use a check at the supermarket, that is one of my pet hates.
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Old 10-21-2007, 11:24 AM   #14
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It drives me totally nuts when I'm in a line at the grocery store and somebody wips out a checkbook . I want to yell "Don't you know about ATM cards " ?
I wouldn't mind using a debit card more frequently if it carried anything approaching the same protection as that offered by a credit card or a paper check. But I object to participating in the bank-fee version of Russian Roulette.

It's interesting that Costco permits debit cards at their gas stations but not their checkouts. I'll have to ask about that one next time we're there.
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Old 10-21-2007, 11:29 AM   #15
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Old 10-21-2007, 11:30 AM   #16
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Mu credit union charges for automatic bill paying, so I use checks - mortgage, utilities, phone, cable, etc. Plus all of the kids' activities: swiming, horseback riding, running, and school miscellany. I use a bunch of checks. Grocery and other shopping is all debit or credit. DH writes one check per month - alimony
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Old 10-21-2007, 11:56 AM   #17
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Originally Posted by Moemg View Post
It drives me totally nuts when I'm in a line at the grocery store and somebody wips out a checkbook . I want to yell "Don't you know about ATM cards " ?
Think I may have used an ATM card once. I just don't get them - a credit card gives me a month of float (no big deal), cash back (thanks PenFed or Chase), and costs me nothing. About the best an ATM card can do is offer "fee forgiveness" for the privilege of the business getting my money right now! This is based on the charge cards being set up to auto-pay in full each month, so I use credit first, then cash, then checks if at my desk, or online bank if it's a frequent bill i need to pay.
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Old 10-21-2007, 12:28 PM   #18
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In my personal account I have written 600 cheques in 17 years for an average of 35 per annnum. Over those years the number of cheques for routine bills has fallen as I have set them up for PAP and electronic payment. Most of my cheques now are written for once-off payments such as gifts, charitable contributions, property transactions, and tradespeople. I do find cheques helpful at tax time.
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Old 10-21-2007, 01:14 PM   #19
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It's interesting that Costco permits debit cards at their gas stations but not their checkouts. I'll have to ask about that one next time we're there.
They use a different vendor and probably their store checkouts are older technology. They accept debit cards in the store here.
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Old 10-21-2007, 01:20 PM   #20
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In my personal account I have written 600 cheques in 17 years for an average of 35 per annnum. Over those years the number of cheques for routine bills has fallen as I have set them up for PAP and electronic payment. Most of my cheques now are written for once-off payments such as gifts, charitable contributions, property transactions, and tradespeople. I do find cheques helpful at tax time.
Cheques and tradespeople and once-off payments. Hmm. Sounds like a native of our deep south? Or perhaps not - do enjoy your manner of expression - even if your chips look like my Freedom Fries.
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