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Old 04-08-2012, 06:14 AM   #41
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I don't know if I would bet on the metal roof. I have steel siding on my house that is 30 years old and the siding came with a 40 year paint warranty against fade, peel or other weather related problems. I went to check on the warranty on one end of my house where the paint faded from the sun and guess what? I couldn't find anyone to honor the warranty. when I bought the siding it was produced by US Steel, but was sold off to another manufacturer who is now out of business. goodbye warranty.

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Old 04-08-2012, 08:30 AM   #42
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Can you link the estimator programs

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Old 04-08-2012, 10:59 AM   #43
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The issue partly depends on how often hailstorms hit. Recall that insurance companies are moving to 1% of the policy limit deductables on hail and the like. So If you figure that you will be out of pocket at a minimum the deductable, it can be a large amount. How often has your roof or neighbors roof been replaced over the last 30 years? That is the critical number in the analysis. Figure at each replacement to pay the deductable at least. Then take the hail resistant roof discount, you can do the costing.
In summary it depends on the frequency of hail and wind storms where you live. (of course if you get the right metal roof it can reduce a/c loads as well.

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