I just thought I'd ask this forum if anyone has any experience/suggestions. I vaguely remember someone mentioning this type of thing here before. I've suddenly had 2 companies ( WellsFargo and BankOne ) call me and mail me regarding accounts that are not mine ( and are very overdue ) in the past few months. They are addressed to someone with a different middle initial, but same first and last name. They have both now flagged their systems, but I have a bad feeling about this. The BankOne customer service person said it's probably just because I am listed and this guy isn't, so in tracking him down, they randomly picked my address and that it's NOT identity theft. I'm planning to pull my credit report just in case.