Originally Posted by dirt_dobber
I do think this is what I am experiencing.
The spending does appear to be slowing now that I pause a bit and think about what I am going to spend money on.
Although there is a - buy 1 get 1 - pizza special that is calling my name tonight...
I've been surprising myself with the "new" frugality that has taken hold of me in ER. For something like your example of ordering pizza, I just consider the alternative of not doing it. Pro, is of course money not spent. Con might be foregoing the pizza, but conjuring up a meal from 'freezer foraging' can be interesting and even entertaining. Seems like a simple example of course, but trust me, in my lifetime I've only met one pizza I didn't
like so I can relate to that urge (never again tried anchovies on anything
As to unexpected expenses, trust me they will come up, dental has been our Achilles heel. Crowns falling off, periodontal issues leading to gum surgery, and a chipped tooth. Self inflicted expenses that are not essential and therefore are controllable shouldn't really be considered unexpected in my opinion.