Join Early Retirement Today
Thread Tools Search this Thread Display Modes
Irritating bank notice - agreement required to login
Old 02-21-2009, 09:53 AM   #1
Thinks s/he gets paid by the post
Join Date: Jan 2007
Posts: 1,025
Irritating bank notice - agreement required to login

This is what is showing when I login to the M&T Bank website. The sentence I emphasized is what is irritating me:

You agree to receive information about Web Banking electronically, including all disclosures, agreements and other documents relating to Web Banking presented in this online enrollment. You acknowledge that you have a personal computer or other access device which is capable of accessing the Internet to review and retain this electronic information. You must have an Internet web browser which is capable of supporting 128-bit SSL encrypted communications. Your access to this page verifies that your browser and encryption software meet these requirements. You must have software which permits you to receive and access Portable Document Format or "PDF" files, such as Adobe Acrobat Reader® version 5.0 or newer. You agree that you will print a paper copy or save all account opening disclosures to retain for your records. You understand that M&T Bank will not provide you with any disclosures in paper form to you unless you request them by calling _______or visiting an M&T Bank branch.

M&T Bank may provide account information to you electronically by display on M&T Bank's website (including during this online enrollment) or by e-mail to your e-mail address provided to M&T Bank by you.
You have the right on request to receive account information in paper form and to withdraw your consent to receive account information electronically; however if you do so, we reserve the right to close your M&T Web Banking relationship. To withdraw your consent to receive the account information electronically or to change your contact information for electronic communications, call the above toll-free telephone number or visit an M&T Bank branch.

end of quote

I like to check accounts online, but my other half likes to have a statement in the mail.

So - I guess I reserve the right to change banks if they withdraw web access. Not only is it an expense for check printing, it is such a hassle since we have several accounts.

spncity is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 02-21-2009, 11:09 AM   #2
Thinks s/he gets paid by the post
OAG's Avatar
Join Date: Jun 2006
Location: Central, Ohio, USA
Posts: 2,619
Don't you have a printer? Adobe Reader is free and prints pdf files. Seems like you could print your "other half" copies for their use and you could just look on-line. One of my CU charge $.50 for a "mailed copy" so the pdf seems like the route for me. However, I am with you when you say you may find another bank and if it bothered me I would not wait.

Vietnam Veteran, CW4 USA, Retired 1979
OAG is offline   Reply With Quote
Old 02-21-2009, 02:32 PM   #3
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
mickeyd's Avatar
Join Date: Apr 2004
Location: South Texas~29N/98W
Posts: 6,213
There seem to be plenty of banks to choose from. If you don't like their deal, find another bank to do business with.
Part-Owner of Texas

Outside of a dog, a book is man's best friend. Inside of a dog, it's too dark to read. Groucho Marx

In dire need of: faster horses, younger woman, older whiskey, more money.
mickeyd is offline   Reply With Quote
Old 02-21-2009, 03:44 PM   #4
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: May 2005
Posts: 15,283
"we reserve the right to close your M&T Web Banking relationship"

So, IIRC, you open up an ONLINE banking account that give you some advantages for being ONLINE... at a reduced cost to the bank.... and they say to you that if YOU wish to not have a true online account, they will close your "Web Banking relationship", which I read to mean they will move you to a normal banking account that you can access online just like anybody else but not have the online advantages that you have now.... I don't see a problem with this... if you want an online account, have an online account.... if you want a regular account, have a regular account...
Texas Proud is offline   Reply With Quote
Old 02-21-2009, 03:51 PM   #5
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Nov 2007
Posts: 7,744
I bet there is a bank somewhere in the USA that would like another customer. This is a sign.
FUEGO is offline   Reply With Quote
Old 02-21-2009, 03:59 PM   #6
Moderator Emeritus
Bestwifeever's Avatar
Join Date: Sep 2007
Posts: 17,455
You should call the "above number" referenced in their statement and see if they really want you to leave. Bet they'll backtrack.

“Would you like an adventure now, or would you like to have your tea first?” J.M. Barrie, Peter Pan
Bestwifeever is offline   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Earn Out Agreement flpanhandle FIRE and Money 6 09-22-2007 01:23 PM
Ray Nagin is really irritating. lets-retire Other topics 27 02-01-2007 11:18 AM
New Vanguard login security ESRBob FIRE and Money 30 08-23-2006 09:41 AM

» Quick Links

All times are GMT -6. The time now is 12:21 AM.
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2019, vBulletin Solutions, Inc.