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Old 10-22-2013, 04:26 PM   #21
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Dawg52's Avatar
Join Date: Feb 2005
Location: Central MS/Orange Beach, AL
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Here's what one 67 year old man did when he had problems with a transaction at the drive thru.

Actually my lab would be chapped if I didn't go to the bank drive thru every now and then. They always give him dog biscuits.

Retired 3/31/2007@52
Full time wuss.......
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Old 10-22-2013, 04:42 PM   #22
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Al in Ohio's Avatar
Join Date: Jun 2013
Location: Columbus OH
Posts: 696
I don't cash checks too often anymore, but a few times per month I get one. For some odd reason my employer has direct deposit for salary, but still issues checks for our monthly expense reimbursement.

The tellers at my bank know me by name and are very nice. Cute too.

Only takes them less than a minute to deposit and/or cash my check. Rarely a line either as most transactions are now happening elsewhere other than by teller.

Ohio INTJ ENG ER Hopeful
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Old 10-22-2013, 04:56 PM   #23
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Location: Leeward Oahu
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I am a dinosaur. You know, one of those animals who was crawling across the land on his belly 65 years ago. I think I have adapted reasonably well, but I still like going to the brick and mortar bank to cash the occasional check (overpayment of an insured medical claim, refund of stuff purchased for the church or club, rebates, etc.). I'll occasionally use an ATM for a withdrawal, but not if there is a teller at hand. It gives me a chance to have a "presence" with the bank - just in case, some day there is an issue I need to talk to a "human" about. Maybe they don't know me by name when I walk in, but they know I "belong". So any questions I have might well be treated with more urgency than a first-time visitor who's lost a $5,000 check within the bowels of their ATM system or in the "ether" when they "texted" a check or whatever humans do now of days. Also, it gives me an excuse to check my balance - with a human being who can figure out why we don't match up if there is a significant discrepancy.

Those of you who have gained experience (and more importantly, confidence IN) the modern forms of banking - please pat yourselves on the back. My claws don't reach back there like a human's do.

Oh, and by the way, it usually takes less than a minute to cash or deposit a check at my local branch or my Mainland CU - if you don't count the occasional waiting-line time. YMMV
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Old 10-22-2013, 06:20 PM   #24
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Location: Eastern WV Panhandle
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I go inside the local bank oh, maybe once a year if that. Everything else is either ATM or online. And the credit union we do the bulk of our banking with is 75 miles away. I haven't been there for over 12 years.
I heard the call to do nothing. So I answered it.
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Old 10-22-2013, 07:56 PM   #25
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Location: Charleston, SC
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Meekie, you need to contact tech support for your bank and maybe clean the camera in your phone.
I have never had this problem and I use my iPhone for deposits to Schwab, Bank of America, and I think on occasion suntrust for my dad in law.
Damn it is a good thing you folks are retired if you are spending all day hanging around a bank branch.
“One day your life will flash before your eyes. Make sure it's worth watching.”
Gerard Arthur Way

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Old 10-23-2013, 05:14 AM   #26
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Join Date: Aug 2008
Location: Romney, WV
Posts: 772
It's been a while since I have deposited a check at the bank but it did seem to take a long time and I wondered what all the typing was about! When we moved to WV, we kept our BOA checking account even though there aren't any local branches near us- they finally got a mobile app for depositing checks and I'd never go back. We received a $12 rebate check the other day that on the back side, looks like a post card and the mobile app won't take this check. Guess I'll have to look up the address to mail it.
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Old 10-23-2013, 06:10 AM   #27
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Join Date: Jul 2002
Posts: 1,100
I probably make a visit to a bank about once a week. But then again, being a Treasurer/trustee for several organizations, got four checking accounts with constant check input/outputs. It's what keeps me busy while the boys are in school!
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Old 10-23-2013, 06:16 AM   #28
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Join Date: Jun 2005
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I have always done my few check deposits by snail mail.

I always get cash via ATM.

I have actually not entered a bank of mine (and I have several) in this century.

However, there are uses for having a local bank (Medallion guarantee, large cash transactions).

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