The topic looked interesting, but as I watched the panel discussion, it became more like an infomercial for annuities.
They had a moderator and 2 people from an insurance company that were basically selling annunities. Their pitch - They gave the grim statistics of no one saving for their retirement and the realities of the burgeoning retirement population. You cannot make it on Social Security alone and cannot rely on your savings, because of market fluctuations. They went on to state that you needed at least 80% of your current income at retirement and probably more like 110% to live comfortably. :
According to this pair - The only way to guarantee a safe retirement is to start buying your annuites today.
The did mention a caveat though. If you are Bill Gates, you don't have to rely on annuities. This gave real credence to their story.
Disgusting - Simply Disgusting