Originally Posted by HaHa
Yes, you do. I have been told that Keo, like 401K, is more out of harms way than an IRA judgment-wise.
I believe that a Keogh which has participants which includes employees other than a husband/wife business owner is an ERISA qualified plan, thus exempt from creditors in any amount, no matter what state you live in.
A Keogh which only includes the business owner may not be considered an ERISA qualified plan.
Under federal bankruptcy law, non ERISA plans like an IRA are exempt up to a million dollars. If you don't file bankruptcy, then your state law will goven the extent your non-ERISA plan is exempt.