LR advice

[mickeyd]

This article starts out as an anti-ER piece, but once you get through that, the advice given is well thought out and helpful to both ERers and LRers (late retireers).

The typical American retires at age 63. Those fortunate few who have traditional pensions, retiree health insurance, and a fully loaded 401(k) will probably be fine. But if you haven't saved enough to fund 30 years of retirement--and most baby boomers aren't even close--the obvious solution is working longer. (The other possible solution is to reduce your standard of living). But how much longer will boomers need to work to finance a secure retirement?

http://finance.yahoo.com/focus-reti...omers-Need-to-Work?mod=retirement-preparation