Originally Posted by scooter260
Tomcat, for how much was the loan? Doesn't it hold true that the higher the loan amount, the higher the closing costs? Am I mistaken about that?
You're right on the border of jumbo-loan territory, so you shouldn't pay any extra. It's the same amount of work between $50K and $417K.
Appraisal-- $400-$500. Title insurance-- $1200-$2500 (depending on the complexity of title search or liens/problems). Paperwork shuffling-- maybe $500. Recording fees are usually $25-$50 but they really try to clean up on "fax fees" and "delivery fees".
Your $7600 quote probably includes points thinly disguised as "loan origination fees", "funding fees", and "interest rate lock fees".