To smooth the eventual handling of my estate: is there any real reason to leave my executor/beneficiaries the usernames + passwords to my online financial accounts? Or should they be able to access funds with, say, a faxed death certificate?
I really don't like the idea of having all my usernames + passwords recorded in one place, even if it's (currently) in someone's safe or safe-deposit box.
I feel just as uncomfortable giving the info to an online service that supposedly safeguards the info for your beneficiaries.
At the same time, I want the process to go as smoothly as possible for them (so they can use the $$ to start building libraries, universities, monuments in my name, etc.
So, what do you do, or what do you recommend?