Our instructor was about 70 at the time ...

Your vision although spot on and flawless isn't popular with the entitled generation. Free everything baby and I want it now.


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This may be the case for many younger people but certainly not all. My daughter and son in law (early 30's) work very hard, LBYM, and are excellent with money. Much better then I was at that age. This despite the fact we, as parents, have been very generous to them. No sense of entitlement that I can detect.

As far as how I learned personal finance? This is a tough one for me. Upbringing was middle class in most ways, except for my parents' lack of encouragement for higher eduction. My father actively discouraged me in this regard. He saw no value in it. He didn't have any and he saw no reason for me to have any. This didn't stop me though and I funded it myself to the grad degree level. Worked out splendidly for me but not so much for my siblings. In many ways I always did the opposite of what my parents wanted. A little strange.
 
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