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Old 12-15-2011, 02:30 PM   #41
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Well, there's my problem in a nutshell: I don't have any routines. I don't have set bedtimes, meal times, wake up times. Things just sort of happen and I react (that's probably why I enjoy my job so much - nothing is predictable). And one of my reactions is not to react - I'm a world-class sitter. I've developed powerful muscles that allow me to sit for hours on end without doing anything. It's a skill that took years of practice to develop :-)
Do you think maybe your sister is right, that you're not ready to retire?
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Old 12-15-2011, 03:14 PM   #42
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Funny you should say that. I found out yesterday that I would lose a lot of money if I retire in September. When I found out I had to wait until next January, my heart sank. I think I'm ready to go.
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Old 12-15-2011, 04:46 PM   #43
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Funny you should say that. I found out yesterday that I would lose a lot of money if I retire in September. When I found out I had to wait until next January, my heart sank. I think I'm ready to go.
If you don't retire, you'll lose a lot of time. Only you can decide if it's worth it.
Anyone who keeps working will continue to earn money, silly really.
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Old 12-15-2011, 06:40 PM   #44
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Originally Posted by Nuiloa View Post
Well, there's my problem in a nutshell: I don't have any routines. I don't have set bedtimes, meal times, wake up times. Things just sort of happen and I react (that's probably why I enjoy my job so much - nothing is predictable). And one of my reactions is not to react - I'm a world-class sitter. I've developed powerful muscles that allow me to sit for hours on end without doing anything. It's a skill that took years of practice to develop :-)
How nice! My job is structured most of the day. No way I can come in an hour late if I was out late the previous night. Of course, I can always come in early and leave late. No problem with that!
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Old 12-15-2011, 07:33 PM   #45
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My dad retired after 30 years of shiftwork in a boiler room. He took a cabinet making course, then discovered that few cabinet makers wanted to take on an apprentice older than themselves. Seems they were all looking for young folks they could transition their businesses to. That was a bit of a wake up call for my dad, so he went back to work. Doing shiftwork. In a boiler room. But a different one, this time. Now he's happy again!
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Old 12-16-2011, 01:25 PM   #46
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Originally Posted by Nuiloa View Post
Well, there's my problem in a nutshell: I don't have any routines. I don't have set bedtimes, meal times, wake up times. Things just sort of happen and I react (that's probably why I enjoy my job so much - nothing is predictable). And one of my reactions is not to react - I'm a world-class sitter. I've developed powerful muscles that allow me to sit for hours on end without doing anything. It's a skill that took years of practice to develop :-)
You've already gotten several excellent responses. The financial aspect of retirement is the simple (but not easy) part, the non-monetary change is less often discussed. Before I retired, I found reading How to Retire Happy, Wild & Free by Ernie Zelinski and Work Less, Live More by Bob Clyatt to be very helpful in preparing for the transition. You can probably get one or both at your local library if you're interested. Your answers will be unique as with all of us, best of luck...
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Old 12-16-2011, 02:04 PM   #47
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You've already gotten several excellent responses. The financial aspect of retirement is the simple (but not easy) part, the non-monetary change is less often discussed. Before I retired, I found reading How to Retire Happy, Wild & Free by Ernie Zelinski and Work Less, Live More by Bob Clyatt to be very helpful in preparing for the transition. You can probably get one or both at your local library if you're interested. Your answers will be unique as with all of us, best of luck...
I've got the Zelinski book on hold - it's been mentioned several times in this forum so it has to be pretty good. I'm looking forward to reading it.

It's an odd thing that I keep overlooking: in addition to my day job, I also teach and take dance classes 2 nights a week and perform most weekends. Once I'm free, I'll probably end up making costumes most days. Not sure how I feel about that
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Old 12-16-2011, 02:06 PM   #48
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I've got the Zelinski book on hold - it's been mentioned several times in this forum so it has to be pretty good. I'm looking forward to reading it.
I found the Get-A-Life Tree exercise from his book to be the single most helpful thing I did before retiring, I'd encourage you to make sure you read that part. It's been discussed here, though it's been a while (I tried to find a link, but couldn't).
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Old 12-16-2011, 03:16 PM   #49
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I retired because I wasn't any good at working. Now I have found something I'm good at.
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Old 12-16-2011, 03:41 PM   #50
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I retired because I wasn't any good at working. Now I have found something I'm good at.
+1 I use that line, too.
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Old 12-16-2011, 04:29 PM   #51
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Unlike many of you, and as I've said before here, I didn't get much out of Zelinski's book. That's because the retirement challenge was purely financial for me. I never had any trouble deciding what I would do with my free time.
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Old 12-16-2011, 06:23 PM   #52
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Unlike many of you, and as I've said before here, I didn't get much out of Zelinski's book. That's because the retirement challenge was purely financial for me. I never had any trouble deciding what I would do with my free time.
All the better for you...whatever it takes. For me the financial side was the easy part, just a matter of the discipline to reach a $ goal. Since my career was ultimately a series of financial objectives, getting there was just a matter of time...
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Old 12-16-2011, 09:35 PM   #53
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I found the Get-A-Life Tree exercise from his book to be the single most helpful thing I did before retiring, I'd encourage you to make sure you read that part. It's been discussed here, though it's been a while (I tried to find a link, but couldn't).
Here you go:
Retirement Planning Wisdom That You Won't Get from Your Financial Advisor: The Get-a-Life Tree: A Great Retirement Planning Tool!

Maybe a mod could add it to the FAQ Archive.

It took me a while to find it, but I've been adding them to the blogroll as I do:
Military Retirement & Financial Independence | Financial independence & early retirement for veterans every Monday, Wednesday, & Thursday

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Unlike many of you, and as I've said before here, I didn't get much out of Zelinski's book. That's because the retirement challenge was purely financial for me. I never had any trouble deciding what I would do with my free time.
I've had a copy laying on my desk for over nine years now, but I've been too busy to get around to working through it...
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Old 12-16-2011, 10:48 PM   #54
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My dad retired after 30 years of shiftwork in a boiler room. He took a cabinet making course, then discovered that few cabinet makers wanted to take on an apprentice older than themselves. Seems they were all looking for young folks they could transition their businesses to. That was a bit of a wake up call for my dad, so he went back to work. Doing shiftwork. In a boiler room. But a different one, this time. Now he's happy again!
This strikes me as a very sad reality. That just because you've got grey hair that you're not as desirable an employee. In seeking different employment I've seen it too.
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