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Old 07-14-2007, 07:53 PM   #41
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4.91% 30 year fixed with 25 years to go. We bought our first house 7 years ago and will sell it in two years, move elsewhere and buy a house for cash.
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Old 07-14-2007, 08:57 PM   #42
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Join Date: May 2006
Location: Largo
Posts: 1,945
4.63% 5/1 fixed until December 2009.

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Old 07-14-2007, 09:06 PM   #43
Confused about dryer sheets
Join Date: Jun 2007
Posts: 5
4.75% 15 year fixed (12 years to go).

I didn't realize it, but it looks like got lucky and re-fi'd near the bottom. (no points/no fee).
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Old 07-14-2007, 09:59 PM   #44
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Join Date: Apr 2007
Posts: 192
4.25% conforming, 15 year fixed

Ditto previous poster, but got lucky with an aggressive internet mortgage company. Luckily, the mortgage was resold to a reputable company a few months later.

I really want to pay off the mortgage, but the low rate makes it hard to justify...
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Old 07-14-2007, 10:23 PM   #45
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
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Location: Losing my whump
Posts: 22,697
Yeah, you guys with the 4.xx mortgages...keep 'em.

Until cash rates drop under 4.xx% that is...
Be fearful when others are greedy, and greedy when others are fearful. Just another form of "buy low, sell high" for those who have trouble with things. This rule is not universal. Do not buy a 1973 Pinto because everyone else is afraid of it.
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Old 07-15-2007, 03:56 AM   #46
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Posts: 148
5.25%, 10 year term
Will be paid off in May 2010
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Old 07-15-2007, 10:16 AM   #47
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Join Date: Oct 2004
Location: Portland
Posts: 1,291
Wow, you guys have some great mortgage rates.

I paid mine off a couple of years ago, 6.5% 15 year mortgage. I am now dumping about $50k into it to fix things that are broken (dry rot, crumbling retaining wall, sliding doors which had fogged, new chimneys that were starting to lean ...).

Yesterday I fixed the rodent problem by adopting two kittens from the humane society. They are soo cute !
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Old 07-15-2007, 10:35 AM   #48
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Location: Central, Ohio, USA
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0% same as car loan and Credit Card Rates.
Vietnam Veteran, CW4 USA, Retired 1979
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Old 07-15-2007, 12:08 PM   #49
Full time employment: Posting here.
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5.5%, 15-yr fixed, 9 yrs & 3 mos to go.

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