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Old 07-13-2007, 10:44 PM   #1
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Post your mortgage interest rate

I am curious what everyone's mortgages look like. No smart comments from those who are mortgage free please




Mine is 5.5 fixed, 15 yr mortgage, 10 left
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Old 07-13-2007, 10:47 PM   #2
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5.0 fixed. 15 year. About 8 left (I was prepaying for a while)
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Old 07-13-2007, 10:47 PM   #3
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5.375% fixed with 28 years left on a 30-year mortgage.
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No smart comments from those who are mortgage free please
It'll be paid off a few months before my 75th birthday...
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Old 07-13-2007, 10:49 PM   #4
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5.85% 15 year...will have paid off in 9 years but probably will pay off closer to the end...
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Old 07-13-2007, 10:50 PM   #5
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5.75% fixed 30 year, 29.5 years left.

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Old 07-13-2007, 10:51 PM   #6
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4%, 5 years adjustable. Expires May 2008. If the rate goes up too much, I'll just pay it off. Then, I'll brag.
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Old 07-13-2007, 10:55 PM   #7
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0%, lifetime term. No adjustments.
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Old 07-13-2007, 10:56 PM   #8
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4% 3/1 ARM expires Aug. 2008. Max increase is 2% per year with a cap of 10%.

Though that's on our old home where we used to live which has been converted into a rental until the housing market improves in that area.

Chances are our new one will be closer to 6.75-7% on the 1st and about 9% on the 2nd (since we'll be doing a $0 down while our equity is tied up in the first property).

Anybody want to loan 50k or more at 7% or lower?
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Old 07-14-2007, 12:07 AM   #9
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0%, lifetime term. No adjustments.
Huh? Can you please explain this?

BTW, ours is 5.375%, 15 yr fixed.
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Old 07-14-2007, 12:18 AM   #10
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4.875% fixed, 15 year, 12.5 years left.
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Old 07-14-2007, 01:28 AM   #11
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5.125 15 year paid off in November
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Old 07-14-2007, 02:27 AM   #12
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Huh? Can you please explain this?
I bet CFB means it's paid off.

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Old 07-14-2007, 07:39 AM   #13
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2.6% 30-year fixed, with 28 years left.
(1.6% after tax credits, for several more years.)

"Yeah yeah, we know, you can shut up now."
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Old 07-14-2007, 08:36 AM   #14
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4.75% till 7/2008 ARM. adjustments every 2 yrs up to 1%. Rate = 1 yr CMT + 2.5%. 30 year loan with 20 yrs left. I may just pay it off if the rate gets too high.
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Old 07-14-2007, 09:02 AM   #15
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2.6% 30-year fixed, with 28 years left.
(1.6% after tax credits, for several more years.)
Hmm... I'll bite. Sounds like you took out the mortgage 2 years ago (2005). Where did you find 2.6% rate for 30 year fixed What's the secret?
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Old 07-14-2007, 09:28 AM   #16
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5.75% fixed 30 year, 29.5 years left.

2Cor521
Exact same as mine
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Old 07-14-2007, 09:53 AM   #17
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6.5%, 30-year. Until May this year, I had no mortgage on the homeplace. But then the rental commercial loan came due on the apartment complex. Facing 9.5-10% commercial loan, I did a no closing cost mortgage on my house and paid off the apartment loan. Rent will more than cover the new note. When paltry pension kicks in in about four years, I'll probably start paying it off, maybe sooner. It's a little unsettling to me to have a mortgage on my house.

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Old 07-14-2007, 10:17 AM   #18
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I bet CFB means it's paid off.

Ding! Ding! Ding!

I've secured a lifetime return of 5-7% on a half million dollars. Thats my "bond holdings"
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Old 07-14-2007, 10:40 AM   #19
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5.49% 15 year fixed. Will be paid off in 7 years.
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Old 07-14-2007, 11:33 AM   #20
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6.5% on a 30 yr fixed conventional. Should maybe have re-financed to a lower rate, but now that we're fixin' to sell, it would be a waste.
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