I hope someone here has some experience dealing with some of the issues I am having.
Brief background. My Dad is under hospice care in nursing home 250 miles away in a different state (close to Sister). I have POA to handle the financial affairs and all is set up with his bank (250 miles away), so that I can pay his bills etc. I also have his mail forwarded to my home address so I can take care of matters as they arise. Note that Dad is 150 miles from his hometown bank right now.
Trying to get everything set and and changes of address made has not been easy and is still an ongoing affair. The latest problem that I need some suggestions on is how to deposit checks into his bank account that is 250 miles away. I have received a half dozen checks that I want to deposit into his account. Right off the bat, I don't have a fancy phone where I can snap the front and back of a check and send it directly to his account, nor is there any local branch of his bank over here nor is there any branch of my bank over there.
I thought an easy solution would be to deposit the checks into my account then Pop Mail the same amount directly into his bank account. I can do the Pop Mail from my account into his account, but the problem is my bank will not allow me to deposit his checks into my account even when I provided them POA, etc. They said the only option was to have my Dad open an account in their banking system and assign me with POA to that account. It would require that my Dad appear in person at one of their branch offices.
Of course this is not possible for Dad to do anything at this point to set up an account. And truthfully, I would not want another account that would require minimum balances and fees, etc.
The only two other options I can think of are to 1. drive 500 miles round trip to deposit checks at Dad's bank, or 2. mail the checks to the bank for deposit. I would really be concerned the checks would get lost or stolen in the mail and can't even imagine what kind of hassles would be required trying to get replacements.
Does anyone else have experience with this type of situation? I know I will continue to get these checks in the mail and I need a solution fast. Some of these checks say they have to be cashed within 90 and it is fast approaching.
Any help or suggestions would be greatly appreciated.
Brief background. My Dad is under hospice care in nursing home 250 miles away in a different state (close to Sister). I have POA to handle the financial affairs and all is set up with his bank (250 miles away), so that I can pay his bills etc. I also have his mail forwarded to my home address so I can take care of matters as they arise. Note that Dad is 150 miles from his hometown bank right now.
Trying to get everything set and and changes of address made has not been easy and is still an ongoing affair. The latest problem that I need some suggestions on is how to deposit checks into his bank account that is 250 miles away. I have received a half dozen checks that I want to deposit into his account. Right off the bat, I don't have a fancy phone where I can snap the front and back of a check and send it directly to his account, nor is there any local branch of his bank over here nor is there any branch of my bank over there.
I thought an easy solution would be to deposit the checks into my account then Pop Mail the same amount directly into his bank account. I can do the Pop Mail from my account into his account, but the problem is my bank will not allow me to deposit his checks into my account even when I provided them POA, etc. They said the only option was to have my Dad open an account in their banking system and assign me with POA to that account. It would require that my Dad appear in person at one of their branch offices.
Of course this is not possible for Dad to do anything at this point to set up an account. And truthfully, I would not want another account that would require minimum balances and fees, etc.
The only two other options I can think of are to 1. drive 500 miles round trip to deposit checks at Dad's bank, or 2. mail the checks to the bank for deposit. I would really be concerned the checks would get lost or stolen in the mail and can't even imagine what kind of hassles would be required trying to get replacements.
Does anyone else have experience with this type of situation? I know I will continue to get these checks in the mail and I need a solution fast. Some of these checks say they have to be cashed within 90 and it is fast approaching.
Any help or suggestions would be greatly appreciated.
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