Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Putting "See ID" on Credit Card
Old 04-25-2011, 10:58 AM   #1
Recycles dryer sheets
 
Join Date: Sep 2010
Posts: 233
Putting "See ID" on Credit Card

We were at the paint store yesterday and the manager suggested we put "see ID" on our credit card instead of a signature. I have always thought that putting your signature on a credit card is telling the crook how to sign your name so I was wondering if anyone has every tried using "see id" instead?

THanks!
__________________

__________________
Corporate ORphan is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 04-25-2011, 11:03 AM   #2
Thinks s/he gets paid by the post
Rustic23's Avatar
 
Join Date: Dec 2005
Location: Lake Livingston, Tx
Posts: 3,624
We do not sign or put see id on our cards. I guess, however, it is better than leaving it blank. Of course it would only stop the casual thief. A bogus ID and they are in business.
__________________

__________________
If it is after 5:00 when I post I reserve the right to disavow anything I posted.
Rustic23 is offline   Reply With Quote
Old 04-25-2011, 11:15 AM   #3
Thinks s/he gets paid by the post
Rustward's Avatar
 
Join Date: Apr 2006
Posts: 1,572
My understanding is that your signature on the card is your consent to the cardholder agreement. It is not an authentication mechanism. Many merchants never even see the card anyway.

Here is an article from creditcards.com on the subject Should you sign your credit card or write 'See ID' on it
__________________
Rustward is offline   Reply With Quote
Old 04-25-2011, 11:18 AM   #4
Moderator
Alan's Avatar
 
Join Date: Jul 2005
Location: Eee Bah Gum
Posts: 21,095
Quote:
Originally Posted by Rustward View Post
My understanding is that your signature on the card is your consent to the cardholder agreement. It is not an authentication mechanism. Many merchants never even see the card anyway.

Here is an article from creditcards.com on the subject Should you sign your credit card or write 'See ID' on it
from the link above:

Quote:
Credit and debit cardholders who believe that writing "See ID" or "Check ID" on the signature panel of their cards will help prevent fraud should think again. According to Visa and MasterCard, when a merchant sees "See ID" on the back of a card instead of a signature, that card should not be processed. But as merchants continue to implement technology where the customer does her own card swiping, well, who is really checking?
__________________
Retired in Jan, 2010 at 55, moved to England in May 2016
Now it's adventure before dementia
Alan is offline   Reply With Quote
Old 04-25-2011, 11:25 AM   #5
Full time employment: Posting here.
 
Join Date: Jan 2011
Posts: 575
Quote:
Originally Posted by Corporate ORphan View Post
We were at the paint store yesterday and the manager suggested we put "see ID" on our credit card instead of a signature. I have always thought that putting your signature on a credit card is telling the crook how to sign your name so I was wondering if anyone has every tried using "see id" instead?

THanks!
I do. Some merchants ask for my ID when they see the sign and some don't. Some merchants don't even look at your card after you swipe it when the amount is below the merchant's threshold.
__________________
KingB is offline   Reply With Quote
Old 04-25-2011, 11:27 AM   #6
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: May 2004
Posts: 11,615
The USPS positively will not accept a credit card that doesn't have a signature.

I've been using the "Please see ID" without a signature and never had a problem at the scores of places I've used the card--except the post office. Next time I might go with the signature AND the "please check ID" appellation as suggested in the article.

I thank clerks who bother to verify the ID, and I always present the credit card with my driver's license so it doesn't appreciably slow the transaction. Someday soon we'll have reliable biometric authentication and this will all seem very quaint. I can't WAIT for passwords and PINs to become extinct.
__________________
"Freedom begins when you tell Mrs. Grundy to go fly a kite." - R. Heinlein
samclem is offline   Reply With Quote
Old 04-25-2011, 11:29 AM   #7
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
braumeister's Avatar
 
Join Date: Feb 2010
Location: Northern Kentucky
Posts: 8,597
Why not do both?
Since you're technically required to sign the card, and a merchant is technically required (by some issuers) to confiscate the card if you attempt to use it unsigned, my DW has done the following for many years:

She signs it, leaving enough room in the sig space to write "Ask for ID"

Makes her feel better and might actually help if the card is stolen.
__________________
Pas de lieu Rhône que nous.
braumeister is offline   Reply With Quote
Old 04-25-2011, 12:09 PM   #8
Thinks s/he gets paid by the post
Onward's Avatar
 
Join Date: Jul 2009
Posts: 1,665
I've been to places in Europe where they will not accept an unsigned card. They also won't accept a card with only "See ID" on it.
__________________
And if I claim to be a wise man, it surely means that I don't know.
Onward is offline   Reply With Quote
Old 04-25-2011, 12:19 PM   #9
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: May 2005
Posts: 13,271
Quote:
Originally Posted by Onward View Post
I've been to places in Europe where they will not accept an unsigned card. They also won't accept a card with only "See ID" on it.

Yes... England was the first place that actually asked for ID (this was 12 years ago)....

But they also were the first to hand me a pen, I sign it in front of them and they process the purchase with NO ID.... well, the card was signed
__________________
Texas Proud is offline   Reply With Quote
Old 04-25-2011, 01:14 PM   #10
Moderator
Alan's Avatar
 
Join Date: Jul 2005
Location: Eee Bah Gum
Posts: 21,095
Quote:
Originally Posted by Texas Proud View Post
Yes... England was the first place that actually asked for ID (this was 12 years ago)....

But they also were the first to hand me a pen, I sign it in front of them and they process the purchase with NO ID.... well, the card was signed
England never had picture ID's available until the relatively new style of driver's licenses came out so we never used to have to show id.

These days it is all CHIP and PIN so no signature and no ID.

Many on-line sites here now also require "Verified by Visa" cards where you register your regular credit and debit card(s) and set a password for each one, then when you make a purchase on-line using a credit or debit card you also have to enter your card password.


Quote:
Verified by Visa helps protect your card against unauthorised use when you shop online with participating stores.
When you make a purchase in a store you have to enter a PIN number. Verified by Visa works in the same way but for purchases made over the internet. You will simply be asked to enter your own personal password during the checkout process.
__________________
Retired in Jan, 2010 at 55, moved to England in May 2016
Now it's adventure before dementia
Alan is offline   Reply With Quote
Old 04-25-2011, 02:06 PM   #11
Full time employment: Posting here.
Calgary_Girl's Avatar
 
Join Date: Jun 2004
Location: Calgary
Posts: 775
DH first started doing this over 10 years ago when we lived in The States. Most businesses were okay with it but a few times he was actually told that there HAD to be a signature on the back of the credit card or the merchant would not accept it.

Once we moved back to Canada, he started signing the back of his credit cards. Plus, with the new chip technology now, it's very difficult to become a victim of credit card fraud. Although I guess if there's a will, there's a way....
__________________
I can only be nice to one person today! Today is not your day...tomorrow doesn't look good either.
Calgary_Girl is offline   Reply With Quote
Old 04-26-2011, 01:38 PM   #12
Recycles dryer sheets
 
Join Date: Sep 2010
Posts: 233
Sounds like it might or might not help or matter.... Anyone ever put a "security freeze"on their credit report (prohibits the credit reporting agency from releasing info without your express consent)?

In MO they have made it a hassle to do but we have been thinking it might be a good idea. Especially, if we start traveling like we would like to do.
__________________

__________________
Corporate ORphan is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Putting the "40" of the 60/40 portfolio allocation into your house? Kabekew FIRE and Money 24 11-28-2010 07:34 PM
"CC debt" add on: best card for rewards? tightasadrum FIRE and Money 36 01-08-2009 09:49 PM
"Putting Your Mortgage in Reverse" Nords FIRE and Money 14 12-07-2008 12:17 PM
Credit Card "Rewards" TromboneAl Other topics 18 05-14-2008 06:19 PM
Putting on my "dunce" cap. LeatherneckPA FIRE and Money 14 01-16-2007 04:04 PM

 

 
All times are GMT -6. The time now is 04:17 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.