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Old 12-15-2015, 06:25 PM   #21
Recycles dryer sheets
Join Date: Aug 2013
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B of A is one of the most inefficient institutions. I was trying to sell a house and my buyers had to postpone closing time because BofA just could not finish documents in time for closing. Their reason - the processor was on vacation and nobody could replace her. I was thinking of doing refi with them, but I have second thoughts.

No to consumerism, Living a simple life, enjoying the experience - not the material stuff
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Old 12-15-2015, 07:02 PM   #22
Thinks s/he gets paid by the post
Join Date: Dec 2014
Location: Florence, AL/Helen, GA
Posts: 2,525
Since the real estate blowup and the bank problems of 2008, large and small banks are afraid of their shadows. They ask all kinds of stupid questions on front end--in case bank examiners ask them something. It's almost like they're looking for a reason NOT to do business instead of being in business to do business. And they're not changing as the years go on.

And I could tell you some good stories about a bank with B and A in their name. They've been closely watched after their producing some really poor r/e portolios.

There are so many other sources of real estate financing out there. I always suggest having a personal relationship with credit union managers as they're often so much easier to do business with.

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