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Old 07-24-2007, 08:30 PM   #21
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Update: I spoke to Enterprise today who said they would work directly with the at-fault party's insurance company and would not contact my carrier unless a problem developed with the individual's insurance carrier accepting liablility. I was also contacted by GEICO, who wanted to reconfirm the circumstances surrounding the accident. They stated that based on the information from their insured, they were accepting liability and would send a caveman to work directly with Enterprise from this point forward. (Just seeing if you were paying attention.)

Sounds good so far, but only time will tell if I'm completely off the hook.

Originally Posted by JPatrick View Post
Now if you had been home moderating and chasing after the mailman, none of this would have happened
Isn't that the same thing Johnnie Cochran told OJ?

Numbers is hard.

Retired in 2005 at age 58, no pension

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Old 07-25-2007, 05:06 PM   #22
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the big gotcha is that although your insurance covers you in a rental, and the credit cards claim to also , most rental companies bill you for the loss of the revenue from the vehicle while its layed up and thats not covered. in your case they can go after the guy who hit you but in most cases that arent a clear cut whos at fault you can get stuck paying

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Old 07-25-2007, 05:11 PM   #23
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Originally Posted by JPatrick View Post
I'm sure you are clear, but being stationary is not a free ride...It is "how" you are stationary...Are you over the line--is the light green---all your brake lights work---And a million others. If there is a crack plan on someone trying to get into it for whatever gain there may be.

I doubt if you need to worry about USAA. However, I think they say let us know in 30 days(verify) if it is only property damage. You might want to wait the 30 days and see how things are going before you report, but generally you ought to report it.
Now if you had been home moderating and chasing after the mailman, none of this would have happened

so true, wait until he claims you had your car in reverse by accident and hit him.
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Old 07-30-2007, 04:18 PM   #24
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Taking a mini vacation to Charleston next week, and decided to rent a car instead of taking my clunker Jeep. Checked with USAA and they confirmed that by using their rental specials (with Avis, Budget, or Hertz) my insurance covers everything the same as if it was my own car. Didn't ask if this applies to other rental companies. I went with Avis, and got 25% off the rack rate, which makes it comparable with Enterprise.
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Old 07-30-2007, 09:31 PM   #25
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My wife rents a lot of cars thru her work and the incident that you describe, you shouldn't worry about a thing. I do understand your concern because back in the CSR friendly days the customer is always right. Nowadays they will fee you to death. We saw this transformation evolve and we just shake our heads.

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