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Hi, so I filled out an application for an apartment and the landlord uses a credit report/verification company to do a background check and such. I go to the link they send and fill out my info, pay the ridiculous $50 (it was something like $26 for the credit report, $8 for criminal background check, $8 for employment report, and $8 for eviction report). So I unfreeze my credit, fill out the online form and grudgingly pay the $50.
A few minutes later I get a text from the landlord's wife (who handles the accounts) asking if I had discussed the 11 legal judgements with her husband.
I am like....wha
After some back and forth it seems the research company just puts in your first and last name for the eviction report so they don't miss anything, and it pulls up all evictions with that name in your state. Evidently there are some scum bums in my state with my name. 11 evictions and we have not even rented anything since the 1990s. Amazing. One eviction was even in Sacramento, CA, which we have never lived.
So do I have any recourse here if I am denied the apartment? My inital thought is a chargeback on my Visa, but not sure if they would side with me. I might be willing to go as far as small claims court against the landlord if the wording of their agreement with the background check company indicates it was their responsibility to sift through the various Joe Smith's to pick out the actual one in question (this is what my call to the background company seems to indicate is the landlord's responsibility, while the landlord seemed to think they were getting a complete report).
I am a little upset.
A few minutes later I get a text from the landlord's wife (who handles the accounts) asking if I had discussed the 11 legal judgements with her husband.
I am like....wha
After some back and forth it seems the research company just puts in your first and last name for the eviction report so they don't miss anything, and it pulls up all evictions with that name in your state. Evidently there are some scum bums in my state with my name. 11 evictions and we have not even rented anything since the 1990s. Amazing. One eviction was even in Sacramento, CA, which we have never lived.
So do I have any recourse here if I am denied the apartment? My inital thought is a chargeback on my Visa, but not sure if they would side with me. I might be willing to go as far as small claims court against the landlord if the wording of their agreement with the background check company indicates it was their responsibility to sift through the various Joe Smith's to pick out the actual one in question (this is what my call to the background company seems to indicate is the landlord's responsibility, while the landlord seemed to think they were getting a complete report).
I am a little upset.
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