Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Old 03-08-2008, 05:55 PM   #21
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
freebird5825's Avatar
 
Join Date: Feb 2008
Location: East Nowhere, 43N Latitude, NY
Posts: 9,017
will this help?
List of lakes in the United States - Wikipedia, the free encyclopedia

ocean proximity of course will be very expensive.

good luck!
__________________

__________________
"All our dreams can come true, if we have the courage to pursue them." - Walt Disney
freebird5825 is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 03-08-2008, 05:59 PM   #22
Thinks s/he gets paid by the post
BunsGettingFirm's Avatar
 
Join Date: Jan 2004
Posts: 1,502
Quote:
Originally Posted by Midpack View Post
DW and I want to live near water, either ocean or substantial lakes, so we can enjoy boating (though we probably won't be boatowners in retirement). Ideally within a half-hour if not closer and moderate weather (ie, not Florida/Georgia and not New England) and a reasonable COL. We could afford more, but to us, $350-400K for a home is our emotional upper limit - we're in the Midwest where that would buy a spectacular house. And we don't want a big house anyway, probably 1100-1500 sqft. (Ross Chapin designs appeal to us). We're thinking middle Atlantic (MD or Carolinas) - but suggestions would be most welcome. Nothing against the Left Coast, it just looks too expensive unless you go well inland, which we don't want. Hope to visit and decide in the next 2-4 years.
These Ross Chapin houses and neighborhoods look like wonderful designs. I like their philosophy of "quality over quantity, to simplicity as a means to personal freedom, to neighborhood as an extension of the family." The reduced square footage should make for a more economical lifestyle. The neighborhood as part of the family part sounds great, but I have lived in townhouse developments that are equally densely packed. The closeness didn't actually lead to any more neighborly feeling because people almost always had their shades drawn just to get some privacy. I would like hear from people who have lived in Ross Chapin neighborhoods.

With everything said, I'd rather live in one of the Ross Chapin neighborhoods or in Cambridge or Somerville and be next to the coffee houses, bars, and Salsa classes then in some super-clean, super-boring suburb.
__________________

__________________
BunsGettingFirm is offline   Reply With Quote
Old 03-08-2008, 09:33 PM   #23
Thinks s/he gets paid by the post
 
Join Date: Aug 2004
Location: Laurel, MD
Posts: 2,954
Quote:
Originally Posted by tryan View Post
I have family in MD ... 350-400k is a condo even after the "correction". Probably need to push further south for a better buy.
There are Lots and lots of areas in MD that could be had for that money. They are NOT the fancy, well known, highly desireable areas, more like working class areas that are being renovated into fancy condos. they are not the easiest to find.
__________________
jazz4cash is online now   Reply With Quote
Old 03-09-2008, 05:53 AM   #24
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Midpack's Avatar
 
Join Date: Jan 2008
Location: Chicagoland
Posts: 11,983
Quote:
Originally Posted by jazz4cash View Post
There are Lots and lots of areas in MD that could be had for that money. They are NOT the fancy, well known, highly desireable areas, more like working class areas that are being renovated into fancy condos. they are not the easiest to find.
Oxford MD is on our list, and we're not interested in the "fashionable" areas with their premium prices & taxes. And for you Puget Sound folks, Port Townsend or thereabouts is on our list. So is Wilmington NC. I love Austin TX, but DW say no way too hot (and we did live in Dallas for 3 years so she does know first hand). Obviously we are still narrowing the field. Thanks...
__________________
No one agrees with other people's opinions; they merely agree with their own opinions -- expressed by somebody else. Sydney Tremayne
Retired Jun 2011 at age 57

Target AA: 60% equity funds / 35% bond funds / 5% cash
Target WR: Approx 2.5% Approx 20% SI (secure income, SS only)
Midpack is online now   Reply With Quote
Old 03-09-2008, 05:57 AM   #25
Full time employment: Posting here.
jambo101's Avatar
 
Join Date: Oct 2007
Location: Montreal
Posts: 940
Chesapeake Bay area Chesapeake Bay Guide
might be somewhere to look into.
__________________
"Second star to the right and straight on till morning"
jambo101 is offline   Reply With Quote
Old 03-09-2008, 09:10 AM   #26
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Purron's Avatar
 
Join Date: Nov 2007
Posts: 5,584
Smith Mountain Lake in the blue ridge mountains of Virginia might be worth a look Smith Mountain Lake: Jewel of the Blue Ridge Mountains
__________________
I purr therefore I am.
Purron is offline   Reply With Quote
Old 03-09-2008, 11:33 AM   #27
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
HFWR's Avatar
 
Join Date: May 2005
Location: Lawn chair in Texas
Posts: 12,964
Quote:
Originally Posted by Texarkandy View Post
Dallas Fort Worth is surrounded by lakes.
And sometimes they even have water in them...

Southcentral Kentucky and northcentral Tennessee have Lake Cumberland and Dale Hollow Reservoir. Living on the lakes would be expensive, but the small towns surrounding them are less so. Don't expect much in the way of culture or amenities...

But then, Louisville, Nashiville, Knoxville, and Lexington are only a few hours away.
__________________
Have Funds, Will Retire

...not doing anything of true substance...
HFWR is offline   Reply With Quote
Old 03-09-2008, 11:38 AM   #28
Full time employment: Posting here.
tangomonster's Avatar
 
Join Date: Mar 2006
Posts: 756
You can own your island, as this article in TIME shows:

Your Own Private Island - TIME
__________________
“It is not a sign of good health to be well adjusted to a sick society”.------Krishnamurti
tangomonster is offline   Reply With Quote
Old 03-09-2008, 02:24 PM   #29
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
haha's Avatar
 
Join Date: Apr 2003
Location: Hooverville
Posts: 22,387
Quote:
Originally Posted by Midpack View Post
DW and I want to live near water, either ocean or substantial lakes, so we can enjoy boating (though we probably won't be boatowners in retirement).
You have received many suggestions. What I don't quite understand is how you plan to "enjoy boating" without being boat-owners? Volunteer as sailing crew? Buy beer for a boat-owning neighbor? Go out on fishing charters?

While all these things will work, they will only work in some places. Can you give more detail on this?

Ha
__________________
"As a general rule, the more dangerous or inappropriate a conversation, the more interesting it is."-Scott Adams
haha is offline   Reply With Quote
Old 03-09-2008, 02:36 PM   #30
Thinks s/he gets paid by the post
wildcat's Avatar
 
Join Date: Feb 2005
Location: Lou-evil
Posts: 2,025
Quote:
Originally Posted by HFWR View Post
And sometimes they even have water in them...

Southcentral Kentucky and northcentral Tennessee have Lake Cumberland and Dale Hollow Reservoir. Living on the lakes would be expensive, but the small towns surrounding them are less so. Don't expect much in the way of culture or amenities...

But then, Louisville, Nashiville, Knoxville, and Lexington are only a few hours away.
Land Between The Lakes | HOME

Land betwee lakes is the best choice IMO. About 45 min-1 hr from Nashville. Not too expensive. Great boating/fishing. Easy shot back to Chicago if you ever have to go.

I have lived north/south of the Mason Dixon. Going to extremes either way is a tad much for me in terms of weather. I think in the humidity soaked portions of the US, the upper south is pretty decent.
__________________
"These walls are kind of funny. First you hate 'em, then you get used to 'em. Enough time passes, gets so you depend on them"
wildcat is offline   Reply With Quote
Old 03-09-2008, 02:47 PM   #31
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
freebird5825's Avatar
 
Join Date: Feb 2008
Location: East Nowhere, 43N Latitude, NY
Posts: 9,017
re Buy beer for a boat-owning neighbor?

i have a small boat and a large cooler. LOL
__________________
"All our dreams can come true, if we have the courage to pursue them." - Walt Disney
freebird5825 is offline   Reply With Quote
Old 03-09-2008, 02:55 PM   #32
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jul 2003
Location: Kansas City
Posts: 7,409
Quote:
Originally Posted by haha View Post
You have received many suggestions. What I don't quite understand is how you plan to "enjoy boating" without being boat-owners? Volunteer as sailing crew? Buy beer for a boat-owning neighbor? Go out on fishing charters?

While all these things will work, they will only work in some places. Can you give more detail on this?

Ha
Offering to buy gas and/or Beer always worked on Lake Ponchartrain.

I DO NOT recommend volunteering - some of 'my sailing friends' at least wanted you to train for race days, got super competitive and real grumpy.

Too much like work. Culling thru the sailors to find 'the right attitude' was harder than gas and beer in my humble 25 yrs on the lake.

heh heh heh -
__________________
unclemick is offline   Reply With Quote
Old 03-09-2008, 03:29 PM   #33
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
RunningBum's Avatar
 
Join Date: Jun 2007
Posts: 5,202
If you like Austin, you might check out the hill country lakes west of Austin. A bit higher elevation keeps them from getting quite as hot, and you'd still have reasonable access to Austin.

The Wilmington suggestion sounded reasonable too, unless you are really worried about the hurricanes, then you might as well be upfront and say you are looking for lake property, not ocean.
__________________
RunningBum is offline   Reply With Quote
Old 03-09-2008, 03:36 PM   #34
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Moemg's Avatar
 
Join Date: Jan 2007
Location: Sarasota,fl.
Posts: 10,039
Quote:
Originally Posted by freebird5825 View Post
re Buy beer for a boat-owning neighbor?

i have a small boat and a large cooler. LOL
I have a large boat but I only drink wine ! and bring some cheese and crackers along !
__________________
Moemg is offline   Reply With Quote
Old 03-09-2008, 03:36 PM   #35
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
REWahoo's Avatar
 
Join Date: Jun 2002
Location: Texas Hill Country
Posts: 42,151
Quote:
Originally Posted by RunningBum View Post
If you like Austin, you might check out the hill country lakes west of Austin. A bit higher elevation keeps them from getting quite as hot...
Heh. Yep, away from the 'heat island" of big city asphalt, concrete and air conditioning exhaust, temps in that area can be up to 4 degrees cooler than in Austin. Not that you can feel much difference between a temp of 98 and 94F...especially when the humidity in the lake area runs 60 to 70%.
__________________
Numbers is hard

When I hit 70, it hit back

Retired in 2005 at age 58, no pension
REWahoo is offline   Reply With Quote
Old 03-09-2008, 04:23 PM   #36
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Midpack's Avatar
 
Join Date: Jan 2008
Location: Chicagoland
Posts: 11,983
Quote:
Originally Posted by haha View Post
You have received many suggestions. What I don't quite understand is how you plan to "enjoy boating" without being boat-owners? Volunteer as sailing crew? Buy beer for a boat-owning neighbor? Go out on fishing charters?

While all these things will work, they will only work in some places. Can you give more detail on this?

Ha
I have owned sailboats for 19 years and I love it. But it's a very expensive pasttime, and my intent is to sell mine and go out on OPB, charters, etc. in retirement or shortly thereafter.
__________________
No one agrees with other people's opinions; they merely agree with their own opinions -- expressed by somebody else. Sydney Tremayne
Retired Jun 2011 at age 57

Target AA: 60% equity funds / 35% bond funds / 5% cash
Target WR: Approx 2.5% Approx 20% SI (secure income, SS only)
Midpack is online now   Reply With Quote
Old 03-09-2008, 04:25 PM   #37
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Midpack's Avatar
 
Join Date: Jan 2008
Location: Chicagoland
Posts: 11,983
Quote:
Originally Posted by unclemick View Post
Offering to buy gas and/or Beer always worked on Lake Ponchartrain.

I DO NOT recommend volunteering - some of 'my sailing friends' at least wanted you to train for race days, got super competitive and real grumpy.

Too much like work. Culling thru the sailors to find 'the right attitude' was harder than gas and beer in my humble 25 yrs on the lake.

heh heh heh -
I've raced sailboats for many years as skipper and crew, so I am used to 'grumpy.' But not all boats are that way, in fact the better ones tend to be quiet, it's the hacks that tend to be yellers.
__________________
No one agrees with other people's opinions; they merely agree with their own opinions -- expressed by somebody else. Sydney Tremayne
Retired Jun 2011 at age 57

Target AA: 60% equity funds / 35% bond funds / 5% cash
Target WR: Approx 2.5% Approx 20% SI (secure income, SS only)
Midpack is online now   Reply With Quote
Old 03-09-2008, 04:26 PM   #38
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Midpack's Avatar
 
Join Date: Jan 2008
Location: Chicagoland
Posts: 11,983
Quote:
Originally Posted by RunningBum View Post
If you like Austin, you might check out the hill country lakes west of Austin. A bit higher elevation keeps them from getting quite as hot, and you'd still have reasonable access to Austin.

The Wilmington suggestion sounded reasonable too, unless you are really worried about the hurricanes, then you might as well be upfront and say you are looking for lake property, not ocean.
Actually my Dad had a boat on Canyon Lake, and then moved to Lake Travis. But DW says she won't go for Austin, too hot. Austin is a wonderful place though, wish it wasn't so hot...
__________________
No one agrees with other people's opinions; they merely agree with their own opinions -- expressed by somebody else. Sydney Tremayne
Retired Jun 2011 at age 57

Target AA: 60% equity funds / 35% bond funds / 5% cash
Target WR: Approx 2.5% Approx 20% SI (secure income, SS only)
Midpack is online now   Reply With Quote
Old 03-09-2008, 04:39 PM   #39
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Brat's Avatar
 
Join Date: Feb 2004
Location: Portland, Oregon
Posts: 5,914
Quote:
Originally Posted by Midpack View Post
... And for you Puget Sound folks, Port Townsend or thereabouts is on our list.
Port Townsend is cute, and if you love restoring wooden boats that is the place to be. It is the perfect place for the sail-boat crowd, always a breeze.

There are several communities in more sheltered areas you should also explore.

As you approach the time of decision I recommend you rent for a year in any area where you want to live. What seemed perfect from a distance often doesn't live up to your expectations.
__________________
Duck bjorn.
Brat is offline   Reply With Quote
Old 03-09-2008, 04:47 PM   #40
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Midpack's Avatar
 
Join Date: Jan 2008
Location: Chicagoland
Posts: 11,983
Quote:
Originally Posted by Brat View Post
Port Townsend is cute, and if you love restoring wooden boats that is the place to be. It is the perfect place for the sail-boat crowd, always a breeze.

There are several communities in more sheltered areas you should also explore.

As you approach the time of decision I recommend you rent for a year in any area where you want to live. What seemed perfect from a distance often doesn't live up to your expectations.
Actually Port T itself is probably too small and expensive, that's why I said thereabouts. The time of decision is 2-4 years, so we're planning some trips beginning this year, but we're trying to plan those trips at the worst time (weather) of the year at those places, most likely winter months for Pac NW.
__________________

__________________
No one agrees with other people's opinions; they merely agree with their own opinions -- expressed by somebody else. Sydney Tremayne
Retired Jun 2011 at age 57

Target AA: 60% equity funds / 35% bond funds / 5% cash
Target WR: Approx 2.5% Approx 20% SI (secure income, SS only)
Midpack is online now   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Bottled water or tap water David1961 Other topics 35 12-05-2007 05:46 PM
Reasonable Cost of a central air/furnace unit?? FinanceDude Other topics 30 03-07-2007 08:53 AM
How much is a reasonable MER? accountingsucks FIRE and Money 8 04-22-2006 12:45 PM
Warm,Low cost of living,No/Low taxes, inexpensive golf & water sports JohnnieRed Life after FIRE 60 01-16-2006 10:54 AM
Reasonable Probability? astroboy FIRE and Money 44 12-23-2004 08:01 AM

 

 
All times are GMT -6. The time now is 11:04 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.