Interesting stuff that we don't hear much about. Can't make this up.
A way to save money and interest rates on a mortgage.
Seems that one may be better off, with low, or no verified income than a person who has money and is willing to put 30% down on a new mortgage.
Here's the website that will allow the bank to lower an interest rate by an additional 1/8% for low income people.
No, you won't do it, but many people will.