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Old 07-10-2007, 11:12 AM   #21
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Hey, take a ~40k budget, remove taxes, utilities and oddball expenses and whatcha got left? I buy it at costco if they sell it. One of the few businesses that have never left me wishing I had a bag of poo and a match.

Saw an article last month...costco employees serving in iraq are not only guaranteed their jobs back when they're done with their service, but their benefits (including family coverage) is continued, costco pays the differential between their costco and military pay, and each warehouse sends 5 care packages per year to each of its employees that are in service overseas.

I can get behind a company that treats its employees well, because they treat me well as a customer.

Sort of the polar opposite of firing your customers who complain about the lousy service you're giving them.

Costco Connection - April 2007
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Old 07-10-2007, 11:48 AM   #22
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I can get behind a company that treats its employees well, because they treat me well as a customer.
Great stock. Board members include William H. Gates Sr. & Charlie Munger.

I think management actually listens to them, too.
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Old 07-11-2007, 01:15 AM   #23
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Its true. The costco executive rebate is mutually exclusive of any credit card bennies you receive.

I'm getting 2% costco rebate and 1% on the basic crappy amex rewards card that used to pay 5% on gas but only pays 2% now.


Which card do you have that pays 1.5% plus on ordinary purchases?


One thing to note is that many rewards cards, including the particular amex I have, have a cap on the amount of rewards you can receive in a year. I think mine caps at $350. The costco amex product has no caps.

As a nice side benefit, I gave my dad the second "spouse" card you're entitled to for free with your membership. So I'm getting 2% back for all the stuff he buys as well and he does most of his shopping there. He gets a free membership and free lunch at my house 2-3 times a week.
CFB - thanks for the info - that's great to know...whatta ya know, those crazy scanner kids were telling the truth! I still need to figure out if it's worthwhile, I spend around 2-4K @ Costco each year, which is just at the cutoff.

I have the AmEx Platinum Cash Rebate card - it's tops off at 1.5% cash back on all purchases after your first $5K with no cap that I'm aware of (I got just under $400 last year). No annual fee, and the 'Platinum' in the name has nothing to do with the primary AmEx Platinum Card (as in pretty much anyone can get this card)
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Old 07-11-2007, 11:10 AM   #24
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Hmmm...who issued the card and is it still available? My citibank issued amex rewards card only pays 1% and it seems they dont even offer it anymore, and the costco cash rewards card from amex also says 1%. And the one I have is capped at (IIRC) $350 a year and I hit that by about april or may.
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Old 07-11-2007, 11:58 AM   #25
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CFB,

You might get the PenFed Visa card. It pays 5% on gas and 1.25% on all other purchases. The payment is in the form of a credit on your monthly statement for purchases in that payment, so it's a real no muss, no fuss, kind of card. I don't think there are any caps, but I only use mine for gas so I get about $5 back per month.

It sounds like the card skyline mentions is a tiered rewards card, which can make sense if you spend up through the tiers every year quickly.

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Old 07-11-2007, 05:25 PM   #26
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I'd love to, but costco only accepts american express.
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Be fearful when others are greedy, and greedy when others are fearful. Just another form of "buy low, sell high" for those who have trouble with things. This rule is not universal. Do not buy a 1973 Pinto because everyone else is afraid of it.
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Old 07-11-2007, 10:41 PM   #27
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Hmmm...who issued the card and is it still available? My citibank issued amex rewards card only pays 1% and it seems they dont even offer it anymore, and the costco cash rewards card from amex also says 1%. And the one I have is capped at (IIRC) $350 a year and I hit that by about april or may.
It's a plain old AmEx issued card, but one that doesn't appear to be open for new applicants...it's still on their website, but I was surprised to see that it doesn't appear as an option when applying for a new card:

https://www124.americanexpress.com/c...ype=intProduct
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Old 07-12-2007, 09:39 AM   #28
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Thats the same formula that discover card used for their sams club rewards card. I did the math on it then and unless you spent a lot more than 15k a year you'd do better with a flat rate 1%/1.25% card.

I dont have my math brain with me today, so that may not be the case any longer.
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Old 07-15-2007, 01:30 PM   #29
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CFB, thanks for posting about the Costco limited-time free membership. I bought a George Foreman G-5 grill that Costco had as a special sale item. Shipping was free/included and fast.
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Old 07-15-2007, 04:54 PM   #30
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The only caveat with the Costco AMEX and the Costco Executive membership is that both rewards have to be spent at Costco.
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Old 07-15-2007, 07:56 PM   #31
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I was able to take the AMEX rebate to Costco and they gave me cash. The Executive Costco rebate is only usable at Costco
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