All of our (scheduled) bills are paid by automatically billing a Credit Card. I have, in all cases, been asked to update" my account around the expiration date... sometimes after (Grrrrr).
BTW, the verification number on the back of the card is dependent on the expiration date (among other things).
"It's tough to make predictions, especially when it involves the future." ~Attributed to many
"In theory, there is no difference between theory and practice. But, in practice, there is." ~(perhaps by) Yogi Berra
"Those who have knowledge, don't predict. Those who predict, don't have knowledge."~ Lau tzu