Re: small business headaches
If you are FI, sell the business. A business is meant to generate income to you. The danger is when you feel like you and the business are inseperable. Sure that's a feeling you have when you start up and while you are in the middle of a humming business, but it's a feeling that you have to let go of if you want to really enjoy other aspects of living.
I'm not sure if you are the type that could stay on for a few more months or years as a consultant to the new owner(s) without feeling you still must be the ultimate problem solver. If you can position yourself avoid the peripheral problems around the buisness, you might actually enjoy the business again. If that would work for you, it could be a way for you to ease out via semi-retirement for a while until you can or want to fully retire.
No man is free who is not master of himself. --- Epictetus
Enjoy Yourself (It's Later Than You Think). --- Guy Lombardo