Ready2Go
Recycles dryer sheets
- Joined
- Sep 14, 2017
- Messages
- 146
20 years old. 1st accident was technically not her fault but inconclusive. Word of a 20 yo compared to a 50+ yo. 2nd accident was 100% her fault...rear-ended a car into another car in traffic.
Anyways, I have no experience with this. I'm nervous about my insurance company getting wind of both accidents. I'm still trying to get a copy of the police report from the first accident so I can contact that driver before he calls my company. I'm planning to suggest that we each pay our own damage. If he balks, I may offer him some additional money to go away.
I'm guessing that the 2nd accident will need to go through insurance because the damage is more extensive...newer cars too. If I remember right premiums go up 20% for each accident/ticket. Is that still the going rate? She doesn't think there will be any injury claims from accident 2 but I'm not ruling it out.
What else should I be worried about? Any suggestions?
Anyways, I have no experience with this. I'm nervous about my insurance company getting wind of both accidents. I'm still trying to get a copy of the police report from the first accident so I can contact that driver before he calls my company. I'm planning to suggest that we each pay our own damage. If he balks, I may offer him some additional money to go away.
I'm guessing that the 2nd accident will need to go through insurance because the damage is more extensive...newer cars too. If I remember right premiums go up 20% for each accident/ticket. Is that still the going rate? She doesn't think there will be any injury claims from accident 2 but I'm not ruling it out.
What else should I be worried about? Any suggestions?