Quote:
Originally Posted by bingybear
It may cover some things that your health insurance might not.
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Your uninsured/underinsured motorist Bodily Injury also covers:
* Lost wages, including that of a relative who misses work to take care of you.
* Pain and suffering payments when the other driver cannot cover the judgement or cannot be found such as a hit-and-run or the oncoming driver drifts into your lane forcing you off the road and into a single vehicle accident.
* Wheelchair ramps and other home modifications due to disability
* Modifications to another vehicle due to disability
* Funeral expenses