Who is beating the market YTD (2014) and how?

[Lsbcal]

Quote:

Originally Posted by NW-Bound Been waiting for a 20% correction, but where is it? What happened to all the Wh***'s that have been issued? Somebody has lost her magic spell? Or am I speaking too soon?

I guarantee a 20% correction. This is called the Lsbcal uncertainty principle. I can specify the extent of the decline or month of decline but not both with precision.

I am very sure about this.

Equation: decline * date = Lsbcal_constant

[Ronstar]

My 401k is up 13.5%. Now at 60/40 was about 75/25 until 6/1.

[Lsbcal]

Quote:

Originally Posted by Ronstar My 401k is up 13.5%. Now at 60/40 was about 75/25 until 6/1.

But you must consider your entire liquid assets, not just a partial selection.

[ejman]

Per Quicken my annualized IRR is 10% so I don't feel too bad given my nominal 50/50. Quicken says the same number for Vanguards IDX500 is 16%. If I'm capturing 62% of the return of an all stock allocation with a 50/50 I'm a happy camper. Just hope that when the tables are turned and the market dives my 50/50 doesn't deliver 38%...

[sengsational]

YTD (June 30) IRR is 13.3%. I've got foreign stuff (that I took a bath on earlier) that's come back some.

[MooreBonds]

I also have a healthy exposure to emerging markets/international. Overall, about 11.3%, including about 5% of portfolio in I-bonds

[wingfooted]

2014 YTD time weighted return including dividends, commissions, and margin interest is 39.5% as of close of market Thursday 24 July.

Big winners are overweight single stock positions in AAPL, APC, PXD, V and CXO.

Let the bull run........

[Ronstar]

Quote:

Originally Posted by Lsbcal But you must consider your entire liquid assets, not just a partial selection.

I was thinking of posting the entire portfolio, but the way I track the total and change in entire liquid assets includes withdrawals from checking (generally $5k per month). With that, my entire portfolio including checking is 9.1%

[robnplunder]

Quote:

Originally Posted by wingfooted 2014 YTD time weighted return including dividends, commissions, and margin interest is 39.5% as of close of market Thursday 24 July. Big winners are overweight single stock positions in AAPL, APC, PXD, V and CXO. Let the bull run........

Outstanding! I no longer have stomach for buying individual stocks and stick pretty much to ETFs, mutual funds.

[RockyMtn]

+6.3% ytd. AA of 63% equities 37% bonds and cash. Haven't bought or sold a thing since rebalance on Jan 2.

[Lsbcal]

Quote:

Originally Posted by Ronstar I was thinking of posting the entire portfolio, but the way I track the total and change in entire liquid assets includes withdrawals from checking (generally $5k per month). With that, my entire portfolio including checking is 9.1%

Very good and better then my return so far.

At the mid-year on July 1, ours was:

our portfolio +5.4%
benchmark #1, +5.4% (index only based portfolio)
benchmark #2, +5.7% (Wellington based portfolio)

[Brat]

We are doing very well but I am not interested in beating the market as we are well into the MRD stage of life. I want a nice, steady, returns - Wellington and O are what I love.

[Ronstar]

Quote:

Originally Posted by Lsbcal Very good and better then my return so far. At the mid-year on July 1, ours was: our portfolio +5.4% benchmark #1, +5.4% (index only based portfolio) benchmark #2, +5.7% (Wellington based portfolio)

I may have misunderstood the question. My spreadsheet calculates annualized yield. That's what I posted. So I recalc'd taking year to date pct and excluding checking where my withdrawals came out of and got 6.2%.

[hpnutty]

401K 6.2% (68/30/2 stk/bnd/cash split)
Taxable Accts 9.3% (some nice returns from oils and micron)

[SVHoper]

Hi,

I see Vanguard has new personal performance charts and says 10.1%... not everything is at Vanguard. However, sounds about right, sizable chunks of REIT at 18% and emerging markets VWO 9%; EWX 10% YTD gains go somewhat to compensating for significant underperformance of these allocation during the past two years.

[Greg V]

Up 7.2% for the year, Asset Allocation 50/50. Some overweight international, small cap and value.

[Lsbcal]

Somehow I suspect we are not all calculating this in the same way.

[Ed_The_Gypsy]

I haven't looked at this for a long time.

Everything is with Vanguard. Just peeked at their personal performance charts for me. Compared them to VWELX (dividends included) on Yahoo finance.

• Up 17% YTD (Wellington up 10.7%)

• Up 19.2% 1 year (Wellington up 16.7%)

• Up 9% annualized for the last 10 years. (VWELX up 8.6% over the same period.)

• Since bottom in Feb 2009, up annualized 15.7%. This is understated, though, because I had to take some out prematurely during this period. (Wellington up 17%/yr).

• Dropped 43% between my high in Oct 2007 and my low in Feb 2009, 16 months later. (Wellington only dropped 32.5% between those dates).

Mostly index funds, a few selected oil and gas stocks, trying to maintain ~50/50 US/non-US in both groups. ~100% in equities.

Not so bad, then.

Still considering what to do in withdrawal phase when I put it on autopilot. Compared VWELX to VWINX including dividends over a long period and found VWELX to give a little better performance, but with a little more droop in 2007-2009. Hmmm.

Changes will be made when I pack it in next year and start converting to Roths like crazy before I take SS at 70. Maybe put everything into VWINX (original plan) or VWELX?

FYI, after more study of the tax issues, it turns out that I do not have to convert everything to Roth to be tax-free after 70. Income (w/d from t-IRA plus SS can still be at zero taxes below a certain w/d rate). If I die before everything is converted, DW should convert all the balance ASAP for simplicity.

Cheers from Baku

[grasshopper]

YTD 6.9% with 50/50 allocation.


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[target2019]

Quote:

Originally Posted by Lsbcal Somehow I suspect we are not all calculating this in the same way.

+1.27 [emoji6]