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Old 08-03-2014, 10:50 PM   #61
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I have a bit of cash to invest. When I look at the ETFs and mutual funds that I am considering they track the S&P, have lower dividends and are higher risk (so says Vanguard and Morningstar.) They don't seem to me to have the potential for a home run.

Sigh....

Sometimes it's good to play "small ball"?
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Old 08-03-2014, 11:38 PM   #62
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I would rather have a very high batting average!
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Old 08-03-2014, 11:45 PM   #63
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I would rather have a very high batting average!



So would the Cubs, but look at their record vs. the Cards!
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Old 10-13-2014, 06:38 PM   #64
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Still up but only slightly (1.4% vs S&P's 2%).
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Old 10-13-2014, 06:42 PM   #65
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Just slightly ~ 3% YTD.
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Old 10-13-2014, 06:48 PM   #66
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Shocked to see still positive: 6.7% YTD... REITS the saving grace (due to bad 2013)... small caps, emerging and emerging small taking a bit of a recent pounding.

Would like to work out an oil play but can't see any that i can buy and hold.
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Old 10-13-2014, 07:03 PM   #67
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Paid off our house this year so I guess we are beating the market considering I am now putting what once was our mortgage payment into a falling market (averaging down).
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Old 10-13-2014, 07:09 PM   #68
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Got pounded by Airlines, Oil and Smallcaps. Losing to the S&P now and only up 2.43 on the year in the market. I am about to put a big cash equity deposit into a nice home though so that if only subliminally balances out my losses IMO. I need some tax loss harvesting this year anyways. I am hoping my Healthcare rail and AAPL pull through and save my portfolio this year lol.
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FIRE in 2031 @ 50yrs old (+/- 2yrs) w/ a hypothetical $2.5mil portfolio, 3 appreciated homes worth $1.0mil and rental income to fund my gap years until RMD. Assets will go to an inherited IRA where I plan on watching the investments grow until I die or the trust gets executed.
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Old 10-13-2014, 07:43 PM   #69
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Schwab's portfolio tool tells me I'm up 6.27% for the year. I am crushing my target moderately aggressive portfolio of .33%. In part because my International exposure has varied from 15% to 7.5% (today I just sold a bunch of international ETF this month) vs the 20% weighting. But my risk level is the same as the benchmark.
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Old 10-13-2014, 11:12 PM   #70
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I'm up less than 1% for the year, 5% for last 1 months. Both annualized rates.

At a quick glance it looks like international and small-caps are dragging and emerging markets and international bonds are helping pick up the slack.
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Old 10-14-2014, 09:21 AM   #71
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Only up 2.3%, but still sitting on big cash position. I tend to like corrections when I have dry powder.
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Old 10-14-2014, 09:24 AM   #72
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Up around 2% after the recent beating...
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Old 10-14-2014, 09:26 AM   #73
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Schwab's portfolio tool tells me I'm up 6.27% for the year. I am crushing my target moderately aggressive portfolio of .33%. In part because my International exposure has varied from 15% to 7.5% (today I just sold a bunch of international ETF this month) vs the 20% weighting. But my risk level is the same as the benchmark.
Do you have a specific allocation and price target in mind for the international investment?
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Old 10-14-2014, 09:46 AM   #74
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Only IBonds... up 4.1% thru Sept.

Hardly ever look, so had no idea.
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Old 10-14-2014, 09:53 AM   #75
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I'm up less than 1% for the year, 5% for last 1 months. Both annualized rates.
Same here.... 0.7% YTD
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Old 10-14-2014, 11:56 AM   #76
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My IRR for all investments as of September 30 was 6.1% (down from 13.3% on June 30).

I ran the numbers this past weekend, though, and the IRR was down to 2.9%. If today's rally takes care of yesterday's damage, the 2.9% will hold.
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Old 10-14-2014, 04:29 PM   #77
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Do you have a specific allocation and price target in mind for the international investment?

I do have a specific allocation 20% but not price target. I have been using Vanguard and Schwab ETFs (VEU, SCHF, and SCHE) but I don't have a good feel for how they translate into the EAFE index or something else.

Starting late last year I've been buying international, with emphasis on buying them in my taxable account (so I could get credit for the foreign taxes).

When I decided to cut back on equities, my international funds were flat to down, so I decided to do some tax harvesting.

I do intend to buy more international, since I think they are more of a bargain on relative basis now than they were a year ago. But of course I have to wait for a while to avoid the wash rule.
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Old 10-14-2014, 05:02 PM   #78
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Although I use Quicken for all investments, the only thing I can track easily from an iPod is an IRA.

As of today, its YTD return is 0.39%

Wake up mama, turn your lamp down low!
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Old 10-15-2014, 08:16 AM   #79
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I do have a specific allocation 20% but not price target. I have been using Vanguard and Schwab ETFs (VEU, SCHF, and SCHE) but I don't have a good feel for how they translate into the EAFE index or something else.

Starting late last year I've been buying international, with emphasis on buying them in my taxable account (so I could get credit for the foreign taxes).

When I decided to cut back on equities, my international funds were flat to down, so I decided to do some tax harvesting.

I do intend to buy more international, since I think they are more of a bargain on relative basis now than they were a year ago. But of course I have to wait for a while to avoid the wash rule.
Thanks
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Old 10-15-2014, 12:35 PM   #80
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My IRR for all investments as of September 30 was 6.1% (down from 13.3% on June 30).

I ran the numbers this past weekend, though, and the IRR was down to 2.9%. If today's rally takes care of yesterday's damage, the 2.9% will hold.
According to this: S&P 500 Return Calculator - Don't Quit Your Day Job...
The annualized YDT return of the S&P500 as of the end of September was 15.75%. The index itself is down 7.47% since the end of September to 'now', putting the YTD at around 8.3%. I'm certainly not beating that!
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