|
|
You might be a candidate for Early Retirement if...
02-05-2014, 03:46 PM
|
#1
|
Moderator
Join Date: Dec 2007
Location: Eastern WV Panhandle
Posts: 25,299
|
You might be a candidate for Early Retirement if...
I got the idea for this thread from this post. It should be entertaining to see what the membership comes up with. I'll start:
... you don't buy laundry detergent. You make your own and wash your clothes in the creek behind your house.
__________________
When I was a kid I wanted to be older. This is not what I expected.
|
|
|
|
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!
Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!
You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!
|
02-05-2014, 03:58 PM
|
#2
|
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2002
Location: Texas: No Country for Old Men
Posts: 50,003
|
...the first thing that pops into your head when you see "ER" isn't emergency room.
...the first thing that pops into your head when you see "RE" isn't real estate.
__________________
Numbers is hard
|
|
|
02-05-2014, 04:06 PM
|
#3
|
Thinks s/he gets paid by the post
Join Date: Feb 2013
Location: Toronto
Posts: 3,320
|
... your lifelong friend asks you if that's the same winter coat you had in college (circa 1982) - and it is!
... you think that free refills means - for as long as the cup will hold liquids!
|
|
|
02-05-2014, 04:14 PM
|
#4
|
Administrator
Join Date: Jan 2008
Location: Chicagoland
Posts: 40,580
|
...the first thing that pops into your head when you see "FI" isn't fixed income.
|
|
|
02-05-2014, 04:21 PM
|
#5
|
Full time employment: Posting here.
Join Date: Jan 2013
Posts: 681
|
...you have a full-length poster of Wade Pfau hanging in your bedroom.
|
|
|
02-05-2014, 04:21 PM
|
#6
|
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Feb 2011
Location: NC Triangle
Posts: 5,807
|
... you don't calculate your "number" anymore.
__________________
|
|
|
02-05-2014, 04:23 PM
|
#7
|
Moderator Emeritus
Join Date: Sep 2007
Posts: 17,773
|
The first thing that pops into your head when you see AA isn't asset allocation. Oh wait....
__________________
“Would you like an adventure now, or would you like to have your tea first?” J.M. Barrie, Peter Pan
|
|
|
02-05-2014, 04:24 PM
|
#8
|
Moderator Emeritus
Join Date: Jan 2007
Location: New Orleans
Posts: 47,472
|
.... instead of thinking of prices in dollars for big ticket items, you think of how much longer you would have to delay ER to pay for it.
__________________
Already we are boldly launched upon the deep; but soon we shall be lost in its unshored, harbourless immensities. - - H. Melville, 1851.
Happily retired since 2009, at age 61. Best years of my life by far!
|
|
|
02-05-2014, 04:27 PM
|
#9
|
Full time employment: Posting here.
Join Date: Jan 2013
Posts: 681
|
...you have already finalized your annual budgets through the year 2050 - and have the investments in place to finance them.
|
|
|
02-05-2014, 04:33 PM
|
#10
|
Recycles dryer sheets
Join Date: May 2010
Location: Knoxville
Posts: 367
|
...when your coworkers hear you talking to yourself it's always whispers of "Vanguard", "Wellesley", "Fidelity", etc, and of course "wheeeeee" when the market goes up.
|
|
|
02-05-2014, 04:35 PM
|
#11
|
Recycles dryer sheets
Join Date: Nov 2013
Location: Hartford
Posts: 358
|
...you talk with your company HR head and mention that you might last about another 3-4 years. (S)he says "you will not be at your retirement age by then!". ....and you don't bother to tell her (him) that all your life you LBYM and that you don't need to wait till 65, 67, etc.
|
|
|
02-05-2014, 04:37 PM
|
#12
|
Recycles dryer sheets
Join Date: Nov 2013
Location: Hartford
Posts: 358
|
...you look at your 20 year old car which gets 35 miles per gallon and it looks highly valuable to you.
|
|
|
02-05-2014, 04:44 PM
|
#13
|
Recycles dryer sheets
Join Date: Nov 2013
Location: Hartford
Posts: 358
|
...you buy a pair of business casual shoes and think to yourself "this is the last pair I have to buy!"
|
|
|
02-05-2014, 04:47 PM
|
#14
|
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jul 2006
Posts: 11,401
|
.....your idea of a gripping read is a book by John Bogle or Ernie Zelinski.
|
|
|
02-05-2014, 04:47 PM
|
#15
|
Recycles dryer sheets
Join Date: Nov 2013
Location: Hartford
Posts: 358
|
...you think about the times that when kids, you and your friends looked for half-smoked cigarettes by the side of the road, and wonder now if that started you along the path of LBYM. Then you think again and realize it set you up not only for ER but also gave you some life skills for living under a bridge with no income!
|
|
|
02-05-2014, 05:02 PM
|
#16
|
Recycles dryer sheets
Join Date: Jul 2013
Location: Mars
Posts: 137
|
You buy your business casual button up shirts on eBay.
You have built in savings bumps on your spreadsheets based on your child's milestones - coming off of formula, no longer needing diapers and coming out of daycare!
|
|
|
02-05-2014, 05:05 PM
|
#17
|
Thinks s/he gets paid by the post
Join Date: Sep 2013
Location: Cincinnati, OH
Posts: 4,353
|
....all your friends and acquaintances have no idea how or when they will retire, but you already have it planned out.
.....a majority of your free time is spent on this forum and similar working out ways to stop working sooner
__________________
The problem isn't artificial intelligence, it's natural stupidity.
You can't spend yourself to prosperity.
Semi-Retired 7/1/16: working part-time (60%) for now [4/24/17 changed to 80%]
Retired Aug 2, 2017; age 53
|
|
|
02-05-2014, 05:44 PM
|
#18
|
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Dec 2006
Location: Collin County, TX
Posts: 9,294
|
....you have 8k+ posts on a financial forum...
__________________
There's no need to complicate, our time is short..
|
|
|
02-05-2014, 06:01 PM
|
#19
|
Administrator
Join Date: Feb 2007
Location: Pacific NW
Posts: 6,164
|
.... you "get" the dryer sheets references at E-R.org.
|
|
|
02-05-2014, 06:13 PM
|
#20
|
Thinks s/he gets paid by the post
Join Date: Apr 2012
Posts: 2,911
|
....you spend Sunday afternoon preparing your lunches for the week ahead, instead of shopping like everyone else you know.
....your 17-year-old Honda is your definition of a luxury car.
....you know the balance in every one of your accounts down to the penny, and exactly how many years of living expenses that equals.
....your house is furnished almost entirely courtesy of Craigslist.
__________________
"Do not spoil what you have by desiring what you have not; remember that what you now have was once among the things you only hoped for." - Epicurus
|
|
|
|
|
Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
|
|
Thread Tools |
|
Display Modes |
Linear Mode
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
|
» Recent Threads
|
|
|
|
|
|
|
|
|
|
|
|
|
» Quick Links
|
|
|